648 Owen Loop, #IRV, Irvington, KY 40146 Property Records

Meade County property record for 648 Owen Loop, #IRV, Irvington, KY 40146

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$189,000 (Jul 2020)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-00-00-023.10`

Property Details

APN / Parcel Number

Primary APN	`080-00-00-023.10`
Alternative APNs	`0021125` `021125`

Location & Zoning

Account Number	021125
Street Address	648 OWEN LOOP # IRV, IRV
City	IRVINGTON
State	KY
Zip	40146-5287
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ROGER SIMMONS EST 2(2+AC) HOUSE
Jurisdiction	MEADE KY
Township / Civil Division	BRANDENBURG
Census Block Group	1
Census Block	1021
Census Tract	970401

Owner

Source: Meade County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	648 OWEN LOOP, IRVINGTON, KY 40146-5287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	244530
Deed Book / Page	692 / 134
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Recording Date	Sep 8, 2026
Property Address	648 OWEN LOOP, IRV, IRVINGTON, KY 40146-5287
Document Number	0000394670
Book / Page	1240 / 46
Instrument Date	Aug 31, 2026
Instrument	2026394670
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	648 OWEN LOOP, IRVINGTON, KY 40146-5287

Mortgage

Document Number	0000394670,
Date	Sep 8, 2026
Book Page	1240/46
Instrument	2026394670

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE KY
Recording Date	Jul 27, 2020
Property Address	648 OWEN LOOP # IRV, IRV, IRVINGTON, KY 40146-5287
Document Number	000692/134
Book / Page	692 / 134
Map Reference	MB 8 SH 422
Instrument Date	Jul 23, 2020
Instrument	244530
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10453 HIGHWAY 60, GUSTON, KY 40142-7135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 OWEN LOOP, IRVINGTON, KY 40146-5287

Mortgage

Document Number	0000244531
Date	Jul 27, 2020
Instrument	244531

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Meade County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Meade County
Unified School District	Meade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00	$221,200 (+17.04%)	$221,200 (+17.04%)
2024	$2,515.00 (+13.54%)	$189,000 (-)	$189,000 (-)
2023	$2,215.00 (-0.05%)	$189,000 (-)	$189,000 (-)
2022	$2,216.00	$189,000	$189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADE COUNTY WATER DISTRICT serves 33,313 people · EPA ID KY0820369
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Owen Loop

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