648 N Elm St, Eufaula, OK 74432 Property Records

Pittsburg County property record for 648 N Elm St, Eufaula, OK 74432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1955
Lot Size	0.368 acres (16,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Aug 2023)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41855`

Property Details

APN / Parcel Number

Primary APN	`41855`
Alternative APN	`2575-00-002-012-0-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,034 sqft (0.368 acres)
Lot Dimensions	100 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	697 sqft
Canopy	240 sqft
Utility Building	1,440 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41855
Street Address	648 N ELM ST
City	EUFAULA
State	OK
Zip	74432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 & 13 BLK 2 STEPHENSON LAKE VIEW ADDITION
Legal Range	17E
Legal Township	9N
Legal Section	20
Legal Subdivision	STEPHENSON'S LAKEVIEW #1
Legal Block	2
Legal Lot Number	12,13
Jurisdiction	PITTSBURG OK
Township / Civil Division	QUINTON
Census Block Group	1
Census Block	1070
Census Tract	485601

Owner

Source: Pittsburg County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11901 LEANING ELM RD, OKLAHOMA CITY, OK 73120-5916
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Sep 29, 2011
Deed Document Number	20236761
Deed Book / Page	2662 / 747
Prior Transfer Date	Jul 12, 2023
Prior Transfer Doc	002662/747
Record Updated	Oct 29, 2026

August 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	PITTSBURG OK
Recording Date	Aug 4, 2023
Property Address	648 N ELM ST, EUFAULA, OK 74432-5403
Document Number	002662/747
Book / Page	2662 / 747
Instrument Date	Jul 17, 2023
Instrument	I-2023-006761
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11901 LEANING ELM RD, OKLAHOMA CITY, OK 73120-5916

Mortgage

Document Number	I2023006762
Date	Aug 4, 2023
Instrument	I-2023-006762

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Margin	3
Max Rate	12%

Tax Assessment & Valuation

Source: Pittsburg County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pittsburg County
Unified School District	Canadian Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,114 (-6.33%) Land $1,870 Building $18,244	$182,853 (-6.33%) Land $17,000 Building $165,853
2025	$1,659.00	$21,473 (-4.74%) Land $1,870 Building $19,603	$195,213 (-4.74%) Land $17,000 Building $178,213
2024	$1,659.00 (+198.92%)	$22,541 (+177.5%) Land $1,870 Building $20,671	$204,918 (+83.55%) Land $17,000 Building $187,918
2023	$555.00 (+2.78%) Homeowner's exemption	$8,123 (+2.99%) Land $1,870 Building $6,253	$111,644 (+55.72%) Land $17,000 Building $94,644
2022	$540.00 Homeowner's exemption	$7,887 Land $1,870 Building $6,017	$71,697 Land $17,000 Building $54,697

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONGTOWN RW&SD #1 (PITTSBURG CO.) serves 5,444 people · EPA ID OK1020623
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jan 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cross Wireless DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Nearby Properties on N Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures