648 Mitchell Dr, Spanish Fork, UT 84660 Property Records

Utah County property record for 648 Mitchell Dr, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,790 sqft · built 1976
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,852 (Sep 2025)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-015-0010`

Property Details

APN / Parcel Number

Primary APN	`55-015-0010`
Alternative APN	`087685`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	3,405 sqft
1st Floor Area	1,790 sqft
Basement Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	087685
Street Address	648 MITCHELL DR
City	SPANISH FORK
State	UT
Zip	84660-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT B, WESTERN PARK SUBD.
Legal Subdivision	WESTERN PARK SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1008
Census Tract	3302

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 24, 2025	Intrafamily Transfer, Transfer · FHA Mortgage LOWER LLC
Sep 24, 2025	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	202573225
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	STEWART TITLE, STEWART TITLE OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004342
Date	Jan 24, 2024
Instrument	4342:2024

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 24, 2025
Property Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153
Document Number	0000073227
Instrument Date	Sep 24, 2025
Instrument	73227:2025
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	HIGHLANDER TITLE, HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153

Mortgage

Document Number	0000073226
Date	Sep 24, 2025
Instrument	73226:2025

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 24, 2025
Property Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153
Document Number	0000073225
Instrument Date	Sep 23, 2025
Instrument	73225:2025
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153

Mortgage

Document Number	0000073226
Date	Sep 24, 2025
Instrument	73226:2025

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153
Document Number	0000140944
Instrument Date	Sep 11, 2020
Instrument	140944:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 MITCHELL DR, SPANISH FORK, UT 84660-1153

Mortgage

Document Number	0000140945
Date	Sep 16, 2020
Instrument	140945:2020

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,055 (-43.19%)	$440,100 (+3.29%) Land $153,400 Building $286,700
2025	$2,257.00	$426,100 (+97.89%) Land $153,400 Building $272,700	$426,100 (+8.84%) Land $153,400 Building $272,700
2024	$2,257.00 (+8.2%)
2023	$2,086.00 (-15.41%)	$215,325	$391,500 Land $146,000 Building $245,500
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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