648 Millstone Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 648 Millstone Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,638 sqft · built 1982
Lot Size	0.51 acres (22,200 sqft)
Owner	Company Name on Record
Last Sale	$429,000 (Jan 2017)
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Mar 2019 Refinance Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BREW M:98 B:17`

Property Details

APN / Parcel Number

Primary APN	`BREW M:98 B:17`
Alternative APNs	`M:00033 L:00288` `5465`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	3,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,200 sqft (0.51 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5465
Street Address	648 MILLSTONE RD
City	BREWSTER
State	MA
Zip	02631-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	17
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	4
Census Block	4011
Census Tract	10900

Owner

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Oct 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 8, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jan 20, 2017	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 1, 1993 · Amount on Record
Deed Book / Page	30249 / 155
Last Transfer Date	Oct 8, 2020
Transfer Doc	33356-167
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31883-36
Date	Mar 12, 2019
Book Page	31883/36
Instrument	10784

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Oct 13, 2020
Property Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628
Document Number	33356-167
Book / Page	033356 / 000167
Instrument Date	Oct 8, 2020
Instrument	55582
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	648 MILLSTONE RD BREWSTER MA 026312628, BREWSTER, MA 02631-2628

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Sep 8, 2020
Property Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628
Document Number	33236-137
Book / Page	33236 / 137
Instrument Date	Aug 28, 2020
Instrument	46766
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628

Mortgage

Document Number	33236-139
Date	Sep 8, 2020
Book Page	33236/139
Instrument	46767

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Jan 20, 2017
Property Address	648 MILLSTONE RD, BREWSTER, MA 02631-2628
Document Number	30249-155
Book / Page	30249 / 155
Instrument	3671
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	302490157
Date	Jan 20, 2017
Instrument	30249/0157

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2047

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,274.00 (+6.08%)	$621,200 (+4.99%) Land $204,600 Building $416,600	$753,730
2024	$4,029.00 (+12.95%)	$591,700 (+15.95%) Land $193,000 Building $398,700
2023	$3,567.00	$510,300 Land $153,200 Building $357,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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