648 Mariner Dr, Elgin, IL 60120 Property Records

Cook County property record for 648 Mariner Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,680 sqft · built 1986
Lot Size0.15 acres (6,553 sqft)
OwnerIndividual Name on Record
Last Sale$131,000 (May 2008)
Tax Bill$6,908 (2023)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-202-008

Property Details

APN / Parcel Number

Primary APN06-19-202-008
Alternative APN
  • 06-19-202-008-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,553 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address648 MARINER DR
CityELGIN
StateIL
Zip60120-7603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section19
Legal SubdivisionSUMMERHILL 03
Legal Lot Number168
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2009
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address648 MARINER DR, ELGIN, IL 60120-7603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2008 · Amount on Record
Deed SaleMay 6, 2008 · Amount on Record
Deed Document Number200833044
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address648 MARINER DR, ELGIN, IL 60120-7603
Document Number1706939067
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 MARINER DR ELGIN IL 601207603, ELGIN, IL 60120-7603

Mortgage

Document Number1706939067
DateMar 10, 2017
Instrument6939067
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 9, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 (+25.01%) Land $4,587 Building $25,413$300,000 (+25.01%) Land $45,870 Building $254,130
2023$6,908.00 (+2.9%)
2022$6,713.00$23,999 Land $4,259 Building $19,740$239,990 Land $42,590 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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