Chesapeake City property record for 648 Margaret Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,674 sqft · built 1992 |
| Lot Size | 3.38 acres (147,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (May 2010) |
| Tax Bill | $6,140 (2025) |
| Deeds & Mortgages | Jul 2006 Second Mortgage Oct 2015 Line of Credit + 1 more |
| APN | 0772001000180 |
| Primary APN | 0772001000180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Upper Floors Area | 1,337 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 147,363 sqft (3.38 acres) |
| Lot Dimensions | 716 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 724 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 648 MARGARET DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | 97 KING JAMES COLONY SEC 6-A 3.383 AC |
| Legal Subdivision | BLACKWATER FOREST, KING JAMES COLONY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 MARGARET DR, CHESAPEAKE, VA 23322-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 5, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HORIZON HOME LOAN C |
| Oct 22, 2015 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 5, 2006 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2010 · Amount on Record |
| Deed Sale | May 25, 2010 · Amount on Record |
| Prior Sale | Nov 18, 2009 · Amount on Record |
| Deed Book / Page | 8120 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 648 MARGARET DR, CHESAPEAKE, VA 23322-1332 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006623/727 |
|---|---|
| Date | Jul 5, 2006 |
| Book Page | 6623/727 |
| Name | FIRST HORIZON HOME LOAN C |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 648 MARGARET DR, CHESAPEAKE, VA 23322-1332 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | TITLE RESOURCE GROUPCCS, TITLE RESOURCE GROUP |
| Name | Verified Name |
|---|
| Document Number | 009574/184 |
|---|---|
| Date | Oct 22, 2015 |
| Book Page | 9574/184 |
| Instrument | 150029129 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 5, 2006 |
| Property Address | 648 MARGARET DR, CHESAPEAKE, VA 23322-1332 |
| Document Number | 006622/701 |
| Book / Page | 6622 / 701 |
| Instrument Date | Jun 15, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006622705 |
|---|---|
| Date | Jul 5, 2006 |
| Instrument | 6622/705 |
| Name | FIRST HORIZON HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650,100 (+6.94%) Land $268,700 Building $381,400 | $650,100 (+6.94%) Land $268,700 Building $381,400 | |
| 2025 | $6,140.00 (+36.93%) | $607,900 (+8.81%) Land $238,300 Building $369,600 | $607,900 (+8.81%) Land $238,300 Building $369,600 |
| 2023 | $558,700 (+11.56%) Land $188,300 Building $370,400 | $558,700 (+11.56%) Land $188,300 Building $370,400 | |
| 2022 | $500,800 Land $168,300 Building $332,500 | $500,800 Land $168,300 Building $332,500 | |
| 2019 | $4,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless · DSL | 100 / 20 |
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