Lincoln County and Damariscotta Town property record for 648 Main St, Damariscotta, ME 04543
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,972 sqft · built 2008 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,227 (Dec 2025) |
| Tax Bill | $6,492 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DAMA M:003 L:030 |
| Primary APN | DAMA M:003 L:030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Split Level |
| Exterior Material | Concrete Block |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 54,886 sqft (1.26 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 48 |
|---|---|
| Street Address | 648 MAIN ST |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543-4681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 30 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 MAIN ST, DAMARISCOTTA, ME 04543-4681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage USAA FSB |
| May 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 2025120855 |
| Deed Book / Page | 6302 / 98 |
| Prior Transfer Date | Dec 12, 2025 |
| Prior Transfer Doc | 0063020098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Recording Date | Dec 29, 2025 |
| Property Address | 648 MAIN ST, DAMARISCOTTA, ME 04543-4681 |
| Document Number | 0063020098 |
| Book / Page | 6302 / 98 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 120855 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 MAIN ST, DAMARISCOTTA, ME 04543-4681 |
| Document Number | 0000120856 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 120856 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Recording Date | May 4, 2021 |
| Property Address | 648 MAIN ST, DAMARISCOTTA, ME 04543-4681 |
| Document Number | 0057040092 |
| Book / Page | 5704 / 92 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 74083 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 FOUR K LN APT 3, 3, JEFFERSON, ME 04348-3173 |
| Document Number | 0000074084 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 74084 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Property Address | 648 MAIN ST, DAMARISCOTTA, ME 04543-4681 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054950257 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 5495/257 |
| Instrument | 58918 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,492.00 (+13.68%) | $308,700 (-) Land $121,500 Building $187,200 | |
| 2024 | $5,711.00 (+32.48%) | $308,700 (+19.24%) Land $121,500 Building $187,200 | |
| 2023 | $726,750 | ||
| 2022 | $4,311.00 | $258,900 Land $102,100 Building $156,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2001–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Tidewater O.P.E.N. Fiber | 1,000 / 1,000 |
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