San Diego County property record for 648 Lucylle Ln, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,058 sqft · built 1981 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,725,000 (Apr 2018) |
| Tax Bill | $21,147 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-172-33-00 |
| Primary APN | 264-172-33-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,058 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 648 LUCYLLE LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 ST CLSD& TR PM10811 |
| Legal Subdivision | CITY OF ENCINITAS |
| Legal Tract | 10811 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-172-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 03, 2018 | Grant Deed, Transfer · ARM GUILD MORTGAGE CO |
| Feb 02, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2018 · Amount on Record |
| Deed Sale | Apr 03, 2018 · Amount on Record |
| Deed Document Number | 2018131338 |
| Prior Transfer Date | Nov 13, 1995 |
| Prior Transfer Doc | 0000529239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Document Number | 0000099719 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202699719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Document Number | 0000099719, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202699719 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000424465 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 2018-0424465 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 03, 2018 |
| Property Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Document Number | 0000131338 |
| Map Reference | FILE 80-426260 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2018-0131338 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3486 CAMINO CEREZA, CARLSBAD, CA 92009-8965 |
| Document Number | 0000131339 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 2018-0131339 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 02, 2017 |
| Property Address | 648 LUCYLLE LN, ENCINITAS, CA 92024-6529 |
| Document Number | 0000055042 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 55042 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4203 AVENUE G AUSTIN TX 787513815, AUSTIN, TX 78751-3815 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,002,005 (+2%) Land $1,392,700 Building $609,305 | |
| 2025 | $21,147.00 (+3.31%) Homeowner's exemption | $1,962,751 (+4.04%) Land $1,365,393 Building $597,358 |
| 2024 | $20,470.00 (+2.32%) | |
| 2023 | $20,005.00 (+2.02%) | $1,886,537 Land $1,312,374 Building $574,163 |
| 2022 | $19,609.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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