648 Lois St, Clifton, CO 81520 Property Records

Mesa County property record for 648 Lois St, Clifton, CO 81520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1958
Lot Size	0.035 acres (1,514 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Mar 2022)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-024-00-005`

Property Details

APN / Parcel Number

Primary APN	`2943-024-00-005`
Alternative APN	`R027062`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,514 sqft (0.035 acres)
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R027062
Street Address	648 LOIS ST
City	CLIFTON
State	CO
Zip	81520-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 112.5FT S OF NW COR NE4NW4SE4 SEC 2 1S 1E E 160FT S 112.5FT W 160FT N TO BEG EXC W 15FT
Legal Range	001
Legal Township	01S
Legal Section	02
Legal Lot Number	5
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1003
Census Tract	1705

Owner

648 Lois St is owned and occupied by an individual who bought it in March 2022.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	648 LOIS ST, CLIFTON, CO 81520-7508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Grant Deed, Transfer · Conventional with PMI MORTGAGE SOLUTIONS/CO
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	20223025004
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	0002860350
Record Updated	Oct 29, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 26, 2021
Property Address	648 LOIS ST, CLIFTON, CO 81520-7508
Document Number	0002978025
Instrument Date	Apr 23, 2021
Instrument	2978025
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 LOIS ST, CLIFTON, CO 81520-7508

Mortgage

Document Number	0002978026
Date	Apr 26, 2021
Instrument	2978026

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Feb 19, 2020
Property Address	648 LOIS ST, CLIFTON, CO 81520-7508
Document Number	0002914029
Instrument Date	Feb 14, 2020
Instrument	2914029
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 LOIS ST CLIFTON CO 815207508, CLIFTON, CO 81520-7508

Mortgage

Document Number	2914030
Date	Feb 19, 2020
Instrument	2914030

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Nov 2, 2018
Property Address	648 LOIS ST, CLIFTON, CO 81520-7508
Document Number	0002860350
Instrument Date	Nov 2, 2018
Instrument	2860350
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 LOIS ST CLIFTON CO 815207508, CLIFTON, CO 81520-7508

Tax Assessment & Valuation

The 2025 property tax bill for 648 Lois St was $1,016, up 31.9% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (+31.95%)	$12,720 (+31.81%) Land $3,130 Building $9,590	$203,400 Land $50,000 Building $153,400
2024	$770.00 (+1.32%)	$9,650 (-) Land $2,420 Building $7,230
2023	$760.00 (-9.95%)	$9,650 (-8.88%) Land $2,420 Building $7,230	$144,150 Land $36,190 Building $107,960
2022	$844.00	$10,590 Land $3,130 Building $7,460
2021			$152,360 Land $45,000 Building $107,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 Lois St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Lois St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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