648 Lazaro Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 648 Lazaro Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,887 sqft · built 2005
Lot Size	0.085 acres (3,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2012)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`185-0-213-235`

Property Details

APN / Parcel Number

Primary APN	`185-0-213-235`
Alternative APN	`1830150180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area
1st Floor Area	903 sqft
2nd Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	3,696 sqft (0.085 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	22 sqft

Location & Zoning

Street Address	648 LAZARO LN
City	OXNARD
State	CA
Zip	93035-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 534000 LOT: 103 REF: 150MR 50
Legal Subdivision	TRACT NO. 5340
Legal Tract	534000
Legal Block	213
Legal Lot Number	103
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2007
Census Tract	3613

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 LAZARO LN, OXNARD, CA 93035-1280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage VENTURA COUNTY CU
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage VENTURA COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2012 · Amount on Record
Deed Sale	May 4, 2012 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Document Number	201281892
Last Transfer Date	Aug 19, 2014
Transfer Doc	0000105411
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 LAZARO LN, OXNARD, CA 93035-1280
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 LAZARO LN, OXNARD, CA 93035-1280

Mortgage

Document Number	2022000049632
Date	Apr 22, 2022
Instrument	2022000049632

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 LAZARO LN, OXNARD, CA 93035-1280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005067
Date	Jan 18, 2019
Instrument	20190118-00005067

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$441,989 (+2%) Land $220,995 Building $220,994
2025	$5,384.00 (+2.4%) Homeowner's exemption	$433,323 (+4.04%) Land $216,662 Building $216,661
2024	$5,258.00 (+5.5%)
2023	$4,984.00 (+1.88%) Homeowner's exemption	$416,498 Land $208,249 Building $208,249
2022	$4,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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