Arapahoe County property record for 648 Laredo St, Aurora, CO 80011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,537 sqft · built 1973 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1975-05-4-12-004 |
| Primary APN | 1975-05-4-12-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 3,401 sqft |
| 1st Floor Area | 1,547 sqft |
| Basement Area | 1,237 sqft |
| Finished Basement | 990 sqft |
| Unfinished Basement | 247 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 180 sqft |
| Patio Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 031327016 |
|---|---|
| Street Address | 648 LAREDO ST |
| City | AURORA |
| State | CO |
| Zip | 80011-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONCD 001500 SUBDIVISIONNAME APACHE MESA 4TH FLG BLOCK 001 LOT 003 LOT 3 BLK 1 APACHE MESA 4TH FLG EX M/RS |
| Legal Range | 66W |
| Legal Township | 4S |
| Legal Section | 05 |
| Legal Quarter | 4 |
| Legal Subdivision | APACHE MESA 4TH FLG |
| Legal Block | 001,1 |
| Legal Lot Number | 003,3 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTH AURORA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 81900 |
648 Laredo St is owned and occupied by an individual who acquired it in February 2018.
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Feb 27, 2018 | Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 |
| Deed Sale | Feb 27, 2018 |
| Prior Sale | Jun 19, 1998 · Amount on File |
| Deed Document Number | 201818873 |
| Prior Transfer Date | Feb 16, 2018 |
| Prior Transfer Doc | 0000018873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Apr 23, 2026 |
| Property Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Document Number | 0000027318 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202627318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Surviving Joint Tenant, 290 |
| Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Document Number | 0000027318, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202627318 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 00E0005475 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | E0005475 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Document Number | 00E0005474 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 648 LAREDO ST AURORA CO 800117637, AURORA, CO 80011-7637 |
| Document Number | 00E0005474 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | E0005474 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Feb 27, 2018 |
| Property Address | 648 LAREDO ST, AURORA, CO 80011-7637 |
| Document Number | 00D8018873 |
| Instrument Date | Feb 16, 2018 |
| Instrument | D8018873 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 648 LAREDO ST AURORA CO 800117637, AURORA, CO 80011-7637 |
| Document Number | D8018874 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | D8018874 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2048 |
The 2025 property tax bill for 648 Laredo St was $3,250, up 8.3% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,578 (-2.08%) | $483,300 (-) Land $170,000 Building $313,300 | |
| 2025 | $3,250.00 (+8.3%) | $30,206 | $483,300 Land $170,000 Building $313,300 |
| 2024 | $3,001.00 | ||
| 2023 | $31,323 | $522,500 Land $142,000 Building $380,500 | |
| 2021 | $2,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Laredo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 648 Laredo St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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