State of Hawaii and Honolulu County property record for 648 Kuliouou Rd, Honolulu, HI 96821
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,127 sqft · built 1982 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,252 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-3-8-017-072 |
| Primary APN | 1-3-8-017-072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,127 sqft Living Area |
| Gross Area | 1,507 sqft |
| 1st Floor Area | 1,127 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 660 sqft |
| Cooling System | Central |
|---|
| Street Address | 648 KULIOUOU RD |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96821-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/04/00 |
| Legal Description | LOT 140 POR LPGR S-15,528 GR 7881 KAU HALE AUPUNI OKULIOUOU FP 1703 4,500 SF TOG/E FOR RDWY |
| Legal Subdivision | LPGR S-15,528 GR 7881 KAU HALE AUPUNI OK |
| Legal Lot Number | 140 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 200 |
648 Kuliouou Rd is owner-occupied and held in a trust since November 2017.
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BK |
| Nov 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2017 |
| Transfer Doc | 0A65420761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Apr 17, 2026 |
| Property Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Document Number | 9603000023 |
| Book / Page | 9603 / 23 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Document Number | 9603000023, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 9603/23 |
| Name | FIRST HAWAIIAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Document Number | 0A76810151 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 648 KULIOUOU RD HONOLULU HI 968212429, HONOLULU, HI 96821-2429 |
| Document Number | 0A76810151 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | A76810151 |
| Name | FIRST HAWAIIAN BK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Nov 29, 2017 |
| Property Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Document Number | 0A65420761 |
| Instrument Date | Nov 9, 2017 |
| Instrument | A65420761 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 648 KULIOUOU RD HONOLULU HI 968212429, HONOLULU, HI 96821-2429 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Nov 17, 2017 |
| Property Address | 648 KULIOUOU RD, HONOLULU, HI 96821-2429 |
| Document Number | 0A65300920 |
| Instrument Date | Nov 9, 2017 |
| Instrument | A65300920 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 648 KULIOUOU RD HONOLULU HI 968212429, HONOLULU, HI 96821-2429 |
The 2026 property tax bill for 648 Kuliouou Rd was $3,252 with a homeowner's exemption.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,252.00 Homeowner's exemption | $999,500 (-8.25%) Land $831,300 Building $168,200 | $999,500 (-8.25%) Land $831,300 Building $168,200 |
| 2025 | $3,252.00 (+8.33%) Homeowner's exemption | $1,089,400 (+7.02%) Land $819,000 Building $270,400 | $1,089,400 (+7.02%) Land $819,000 Building $270,400 |
| 2024 | $3,002.00 (+6.04%) | $1,017,900 (+7.26%) Land $819,000 Building $198,900 | $1,017,900 (+7.26%) Land $819,000 Building $198,900 |
| 2023 | $2,831.00 (+16.36%) | $949,000 Land $780,000 Building $169,000 | $949,000 Land $780,000 Building $169,000 |
| 2022 | $2,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Kuliouou Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 130 (1978–2021) |
| Claims Outside the SFHA | 11 of 130 |
| Most Recent Claim | Dec 2021 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Kuliouou Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 95% of Hawaii |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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