Fairfield County property record for 648 King St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,468 sqft · built 1900 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (May 2026) |
| Tax Bill | $6,132 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33078-200 |
| Primary APN | 05-33078-200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 504 sqft |
| Attic | Attic |
| Attic Area | 316 sqft |
| Basement Area | 316 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 180 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 302 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 648 KING ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C C HAMMITTS SUB LOT 6 |
| Legal Subdivision | C C HAMMITTS SUB |
| Legal Lot Number | 6 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32200 |
Source: Fairfield County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 PUTNAM ST, MARIETTA, OH 45750-2923 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit STANDING STONE BANK |
| May 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 1, 2019 | Warranty Deed, Transfer · Conventional with PMI REVOLUTION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | May 23, 2019 · Amount on Record |
| Deed Document Number | 20268778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 26, 2026 |
| Property Address | 648 KING ST, LANCASTER, OH 43130-3114 |
| Document Number | 0000008778 |
| Instrument Date | May 16, 2026 |
| Instrument | 20268778 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 138 PUTNAM ST, MARIETTA, OH 45750-2923 |
| Document Number | 0000008779, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20268779 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 648 KING ST, LANCASTER, OH 43130-3114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAS TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000000552 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 1729/0994 |
| Instrument | 201700000552 |
| Name | STANDING STONE BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, OH 43130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 20, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 23, 2019 |
| Property Address | 648 KING ST, LANCASTER, OH 43130-3114 |
| Document Number | 0000008209 |
| Book / Page | 1791 / 2857 |
| Map Reference | MB 2 PG 14 |
| Instrument Date | May 17, 2019 |
| Instrument | 201900008209 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1761 |
| Document Number | 0000008210 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201900008210 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000008211 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 1791/2873 |
| Instrument | 201900008211 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | 87307 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 1, 2019 |
| Property Address | 648 KING ST, LANCASTER, OH 43130-3114 |
| Document Number | 0000004795 |
| Book / Page | 001787 / 003731 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 4795 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 KING ST LANCASTER OH 431303114, LANCASTER, OH 43130-3114 |
| Document Number | 4796 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 001787/003733 |
| Instrument | 4796 |
| Name | REVOLUTION MTG |
|---|---|
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,132.00 (+22.62%) | $68,210 (+22.61%) Land $18,170 Building $50,040 | $194,890 (+22.63%) Land $51,920 Building $142,970 |
| 2024 | $5,001.00 (+147.21%) | ||
| 2023 | $2,023.00 Homeowner's exemption | $55,630 (-) Land $8,760 Building $46,870 | |
| 2022 | Homeowner's exemption | $55,630 Land $8,760 Building $46,870 | $158,920 Land $25,020 Building $133,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1995–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures