McKinley County property record for 648 Jay St, Gallup, NM 87301
| Property Type | Mobile Home |
|---|---|
| Details | 1,216 sqft · built 2000 |
| Owner | Individual Name on File |
| Tax Bill | $186 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M400087 |
| Primary APN | M400087 |
|---|
| Building Area | 1,216 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Street Address | 648 JAY ST |
|---|---|
| City | GALLUP |
| State | NM |
| Zip | 87301-4628 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MOBILE/MODULAR TITLE: 1372MHX SERIAL: TXCTCMW003479 YEAR: 2000 MAKE: TOWN SIZE: 16 X 76 SUBD: RED HILLS 648 JAY ST |
| Legal Subdivision | SUBD RED HILLS |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 945602 |
648 Jay St, a mobile home, is owned and occupied by an individual.
Source: McKinley County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 JAY ST, GALLUP, NM 87301-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 648 Jay St was $186.
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186.00 Additional exemption filed | $7,430 Building $7,430 | $22,290 Building $22,290 |
| 2023 | $205.00 Additional exemption filed | $7,430 Building $7,430 | $22,290 Building $22,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Jay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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