648 Janice Ave, Hayward, CA 94544 Property Records

Alameda County property record for 648 Janice Ave, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1955
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Jun 2026)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78G-2961-6-3`

Property Details

APN / Parcel Number

Primary APN	`78G-2961-6-3`
Alternative APN	`078G-2961-006-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,200 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	648 JANICE AVE
City	HAYWARD
State	CA
Zip	94544-7450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: 000F TR: 1406 ;LOT: 00021 BLK: 000F TR: 1406
Legal Subdivision	EDEN WASHINGTON TOWNSHIPS
Legal Tract	1406
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2002
Census Tract	438000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 JANICE AVE, HAYWARD, CA 94544-7450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jan 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FREMONT BANK
Jan 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	202681361
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	0000031035
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 22, 2026
Property Address	648 JANICE AVE, HAYWARD, CA 94544-7450
Document Number	0000081361
Instrument Date	Jun 16, 2026
Instrument	202681361
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JANICE AVE, HAYWARD, CA 94544-7450

Mortgage

Document Number	0000081362,
Date	Jun 22, 2026
Instrument	202681362

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	648 JANICE AVE, HAYWARD, CA 94544-7450
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JANICE AVE, HAYWARD, CA 94544-7450

Mortgage

Document Number	0000000018
Date	Jan 4, 2021
Instrument	2021000018

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	648 JANICE AVE, HAYWARD, CA 94544-7450
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JANICE AVE, HAYWARD, CA 94544-7450

Mortgage

Document Number	0000000017
Date	Jan 4, 2021
Instrument	2021000017

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	648 JANICE AVE, HAYWARD, CA 94544-7450
Document Number	0000015887
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JANICE AVE HAYWARD CA 945447450, HAYWARD, CA 94544-7450

Mortgage

Document Number	0000015887
Date	Jan 20, 2017
Instrument	15887

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,875 (+0.55%) Land $148,162 Building $345,713
2025	$5,974.00 (+2.52%) Homeowner's exemption	$484,194 (+4.04%) Land $145,258 Building $338,936
2023	$5,827.00 Homeowner's exemption	$465,396 Land $139,619 Building $325,777	$807,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Tekify Fiber & Wireless Fixed Wireless · Fiber in parts of the area	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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