648 Horseshoe Dr, Divide, CO 80814 Property Records

Teller County property record for 648 Horseshoe Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2021
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Nov 2020)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2289.073130320`

Property Details

APN / Parcel Number

Primary APN	`2289.073130320`
Alternative APN	`R0010207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile/Manufactured
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0010207
Street Address	648 HORSESHOE DR
City	DIVIDE
State	CO
Zip	80814-7795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L43 RAINBOW VALLEY 3
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Lot Number	43
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2049
Census Tract	10110

Owner

648 Horseshoe Dr is owned and occupied by an individual who bought it in November 2020.

Source: Teller County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	648 HORSESHOE DR, DIVIDE, CO 80814-7795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK OF CALHAN
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Nov 4, 2020	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2020731551
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	0000729411
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	648 HORSESHOE DR, DIVIDE, CO 80814-7795
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000737571
Date	Apr 26, 2021
Instrument	737571

Lender

Name	FARMERS STATE BANK OF CALHAN
Type	Bank
Address	CALHAN, CO 80808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 26, 2022

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	648 HORSESHOE DR, DIVIDE, CO 80814-7795
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 PEARL KITE VW, COLORADO SPRINGS, CO 80916-5988

Mortgage

Document Number	0000745317
Date	Nov 24, 2021
Instrument	745317

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Nov 4, 2020
Property Address	648 HORSESHOE DR, DIVIDE, CO 80814-7795
Document Number	0000731551
Instrument Date	Nov 1, 2020
Instrument	731551
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 PEARL KITE VW COLORADO SPRINGS CO 809165988, COLORADO SPRINGS, CO 80916-5988

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TELLER CO
Recording Date	Sep 10, 2020
Property Address	648 HORSESHOE DR, DIVIDE, CO 80814-7795
Document Number	0000729411
Instrument Date	Sep 9, 2020
Instrument	729411
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HORSESHOE DR DIVIDE CO 80814, DIVIDE, CO 80814

Tax Assessment & Valuation

The 2025 property tax bill for 648 Horseshoe Dr was $2,405, up 16.1% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,405.00 (+16.07%)	$32,430 (+10.19%) Land $823 Building $31,607
2024	$2,072.00 (+6.09%)	$29,430 (-) Land $736 Building $28,694	$518,984 (+5%) Land $13,173 Building $505,811
2023	$1,953.00 (+7.78%)	$29,430 (+6.4%) Land $740 Building $28,690	$494,251 (+24.17%) Land $12,363 Building $481,888
2022	$1,812.00	$27,660 Land $430 Building $27,230	$398,056 Land $6,227 Building $391,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Horseshoe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Horseshoe Dr is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	75 / 10
TellerWifi Fixed Wireless	60 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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