Polk County property record for 648 Garret Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 9.35 acres (407,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Sep 2011) |
| Tax Bill | $1,142 (2026) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P56-33 |
| Primary APN | P56-33 |
|---|---|
| Alternative APN |
|
| Lot Area | 407,286 sqft (9.35 acres) |
|---|
| Account Number | 39014 |
|---|---|
| Street Address | 648 GARRET RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0614 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | 9.35, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 GARRET RD, MILL SPRING, NC 28756-0614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2011 · Amount on Record |
| Deed Sale | Sep 14, 2011 · Amount on Record |
| Prior Sale | Jan 28, 2002 |
| Deed Book / Page | 389 / 49 |
| Prior Transfer Date | Sep 13, 2011 |
| Prior Transfer Doc | 00389/0051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 29, 2020 |
| Property Address | 648 GARRET RD, MILL SPRING, NC 28756-0614 |
| Document Number | 000446/671 |
| Book / Page | 446 / 671 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 HENRY RUFF RD, MILL SPRING, NC 28756-5646 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,142.00 | $223,918 (-) Land $107,237 Building $116,681 | $223,918 (-) Land $107,237 Building $116,681 |
| 2025 | $1,142.00 (+13.41%) | $223,918 (+42.19%) Land $107,237 Building $116,681 | $223,918 (+42.19%) Land $107,237 Building $116,681 |
| 2023 | $1,007.00 | $157,478 Land $66,750 Building $90,728 | |
| 2021 | $157,478 Land $66,750 Building $90,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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