648 Frederick St, Hanover, PA 17331 Property Records

York County property record for 648 Frederick St, Hanover, PA 17331

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,928 sqft · built 1975
Lot Size	0.574 acres (25,003 sqft)
Owner	Company Name on Record
Last Sale	$2,900,000 (May 2025)
Tax Bill	$11,569 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-000-07-0111.00-00000`

Property Details

APN / Parcel Number

Primary APN	`44-000-07-0111.00-00000`
Alternative APNs	`4400000701110000000` `440324320`

Interior

Building Area	4,928 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	25,003 sqft (0.574 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 FREDERICK ST
City	HANOVER
State	PA
Zip	17331-5006
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CM
Jurisdiction	YORK PA
Township / Civil Division	PENN
Census Block Group	3
Census Block	3013
Census Tract	21901

Owner

Source: York County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 6TH AVE SE, DODGE CENTER, MN 55927-9287
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage CLIMATE FIRST BANK
Aug 30, 2024	Special Warranty Deed, Transfer STEEL CITY ABSTRACT LLC
Nov 8, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	202519431
Deed Book / Page	2878 / 3884
Prior Transfer Date	Sep 1, 2003
Prior Transfer Doc	0000092741
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	648 FREDERICK ST, HANOVER, PA 17331-5006
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024779
Date	Jul 11, 2025
Book Page	2878/9232
Instrument	2025024779

Lender

Name	CLIMATE FIRST BANK
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK PA
Recording Date	Aug 30, 2024
Property Address	648 FREDERICK ST, HANOVER, PA 17331-5006
Document Number	0000033917
Book / Page	2843 / 1653
Instrument Date	Aug 22, 2024
Instrument	2024033917
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	STEEL CITY ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$22,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 ROSE AVE STE 400, 400, NORTH BETHESDA, MD 20852-8758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 PANCHITA WAY, LOS ALTOS, CA 94022-1730
Investor	Possibly a Property Investor

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Nov 8, 2017
Property Address	648 FREDERICK ST, HANOVER, PA 17331-5006
Document Number	0000051643
Book / Page	002446 / 005349
Instrument Date	Oct 31, 2017
Instrument	51643
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transaction

Amount	Amount Recorded
Tax	$3,622.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 WISCONSIN AVE NW #600 WASHINGTON DC 200073506, 600, WASHINGTON, DC 20007-3506

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Penn Township
Unified School District	South Western School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,569.00 (+3.54%)	$327,830 (-1.12%) Land $56,950 Building $270,880
2024	$11,173.00	$331,560 Land $56,950 Building $274,610
2006			$327,830 Land $56,950 Building $270,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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