648 Fir St, Edmonds, WA 98020 Property Records

Snohomish County property record for 648 Fir St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,577 sqft · built 1991
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,465,000 (Aug 2022)
Tax Bill	$12,581 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6194-008-001-01`

Property Details

APN / Parcel Number

Primary APN	`6194-008-001-01`
Alternative APNs	`006194-008-001-01` `61940080010104` `1158115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,577 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	221 sqft
Deck Area	358 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1158115
Street Address	648 FIR ST
City	EDMONDS
State	WA
Zip	98020-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SEC 25 TWP 27 RNG 3 QTR NW - YOSTS 1ST ADD TO EDMONDS PLAT OF BLK 008 D-01 LOT A CITY OF EDMONDS SP S-24-86 REC UND AF NO. 8807200262 BEING PTN LOT 1
Legal Range	03
Legal Township	27
Legal Section	25
Legal Subdivision	YOSTS 1ST ADD TO EDMONDS PLAT OF
Legal Block	008 D
Legal Lot Number	A
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3002
Census Tract	50502

Owner

648 Fir St is owned and occupied by two individuals who bought it in August 2022.

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 FIR ST, EDMONDS, WA 98020-4648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage THE SECRETARY OF HOUSING AND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Sep 20, 2012 · Amount on File
Deed Document Number	2022405
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0000000405
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 12, 2022
Property Address	648 FIR ST, EDMONDS, WA 98020-4648
Document Number	0000000405
Instrument Date	Aug 10, 2022
Instrument	202208120405
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,182.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 FIR ST, EDMONDS, WA 98020-4648

Mortgage

Document Number	0000000406
Date	Aug 12, 2022
Instrument	202208120406

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	648 FIR ST, EDMONDS, WA 98020-4648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000628
Date	Sep 10, 2020
Instrument	202009100628

Lender

Name	THE SECRETARY OF HOUSING AND
Type	Government Agency
Address	WASHINGTON, DC 20416

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 648 Fir St was $12,581.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,581.00	$1,574,900 Land $1,148,900 Building $426,000	$1,574,900 Land $1,148,900 Building $426,000
2023	$8,225.00	$1,196,500 Land $760,000 Building $436,500	$1,196,500 Land $760,000 Building $436,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Fir St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 648 Fir St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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