648 Edith Ln, Pensacola, FL 32534 Property Records

Escambia County property record for 648 Edith Ln, Pensacola, FL 32534

Property Summary

Property Type	Single Family Home
Details	1,881 sqft · built 2014
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$153,900 (May 2014)
Tax Bill	$1,594 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1S-30-3200-000-013`

Property Details

APN / Parcel Number

Primary APN	`08-1S-30-3200-000-013`
Alternative APN	`14773165`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,881 sqft Adjusted Area
1st Floor Area	1,646 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14773165
Street Address	648 EDITH LN
City	PENSACOLA
State	FL
Zip	32534-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 13 MADISON PLACE PB 18 P 89/89A OR 7166 P 373
Legal Range	30W
Legal Township	01S
Legal Section	08
Legal Subdivision	MADISON PLACE S/D
Legal Lot Number	13
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2001
Census Tract	3609

Owner

648 Edith Ln is owned and occupied by an individual who bought it in May 2014.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	648 EDITH LN, PENSACOLA, FL 32534-1348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2014 · Amount on File
Deed Sale	May 6, 2014 · Amount on File
Deed Document Number	2014030959
Deed Book / Page	7166 / 0373
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	648 EDITH LN, PENSACOLA, FL 32534-1348
Document Number	0081660369
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 EDITH LN PENSACOLA FL 325341348, PENSACOLA, FL 32534-1348

Mortgage

Document Number	0081660369
Date	Sep 17, 2019
Book Page	008166/000369
Instrument	81828

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.14%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	648 EDITH LN, PENSACOLA, FL 32534-1348
Document Number	0081660385
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 EDITH LN PENSACOLA FL 325341348, PENSACOLA, FL 32534-1348

Mortgage

Document Number	0081660385
Date	Sep 17, 2019
Book Page	008166/000385
Instrument	81829

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.14%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,326	$257,988 Land $45,000 Building $212,988
2024	$1,594.00 (+1.14%)
2023	$1,576.00 (+2.67%) Homeowner's exemption	$144,666 (+3%)	$249,065 (+19.14%) Land $45,000 Building $204,065
2022	$1,535.00 Homeowner's exemption	$140,453	$209,046 Land $25,000 Building $184,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Edith Ln in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	41 (1979–2020)
Claims Outside the SFHA	41 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 9 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Edith Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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