648 Eagle St, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 648 Eagle St, Utica, NY 13501

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,508 sqft · built 1900
Lot Size0.097 acres (4,250 sqft)
OwnerIndividual Name on Record
Last Sale$43,000 (Jun 2008)
Tax Bill$1,417 (2026)
Deeds & MortgagesJan 2022 Refinance
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN301600 318.84-2-22

Property Details

APN / Parcel Number

Primary APN301600 318.84-2-22
Alternative APNs
  • 160031808400020220000000
  • 12.152110

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,508 sqft Living Area
1st Floor Area826 sqft
2nd Floor Area682 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,250 sqft (0.097 acres)
Lot Dimensions85 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12.152110
Street Address648 EAGLE ST
CityUTICA
StateNY
Zip13501-4055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2-16-04-010 48X85 318.084-0002-022.000/0000
Legal Block2
Legal Lot Number22.000
JurisdictionONEIDA NY
Township / Civil DivisionUTICA
Census Block Group2
Census Block2006
Census Tract21201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Utica Parks and Parkway Historic District
listed 2008 · 41 contributing resources · NRIS 08000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oneida County and Utica City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1004 STARK ST, UTICA, NY 13502-4416
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ONEIDA HOUSING INC
Dec 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2008 · Amount on Record
Deed SaleJun 12, 2008 · Amount on Record
Prior SaleJul 18, 2002 · Amount on Record
Deed Book / Page2008 / 9942
Last Transfer DateDec 10, 2020
Transfer Doc0000018269
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address648 EAGLE ST, UTICA, NY 13501-4055
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000614
DateJan 11, 2022
Instrument2022-000614
Lender
NameONEIDA HOUSING INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONEIDA NY
Recording DateDec 23, 2020
Property Address648 EAGLE ST, UTICA, NY 13501-4055
Document Number0000018269
Instrument DateDec 10, 2020
Instrument18269
Transaction TypeTransfer
Record UpdatedMar 2, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8469 SENECA TPKE #203 NEW HARTFORD NY 134134902, 203, NEW HARTFORD, NY 13413-4902

Tax Assessment & Valuation

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityUtica City
Unified School DistrictUtica City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,417.00 (+134.99%)
2025$603.00 (-71.54%)$33,200 (-) Land $4,100 Building $29,100$89,750 (+16.24%) Land $11,084 Building $78,666
2023$33,200 (-) Land $4,100 Building $29,100$77,209 (+11.63%) Land $9,535 Building $67,674
2022$2,119.00$33,200 Land $4,100 Building $29,100$69,167 Land $8,542 Building $60,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979–1986)
Most Recent ClaimMar 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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