648 E Vine St, Owatonna, MN 55060 Property Records

Steele County property record for 648 E Vine St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 633 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$166,000 (Jul 2021)
Tax Bill$2,572 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-129-0109

Property Details

APN / Parcel Number

Primary APN17-129-0109

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area633 sqft Finished Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address648 E VINE ST
CityOWATONNA
StateMN
Zip55060-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDARTT'S # 2 BLK.1 LOT 9 DARTTS 2ND
Legal SubdivisionDARTT'S # 2
Legal Block1
Legal Lot Number9
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2010
Census Tract960200

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address50 ASPEN HIGHLAND PL, OWATONNA, MN 55060-2102
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJul 23, 2012
Deed Document Number2021437655
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJul 28, 2021
Property Address648 E VINE ST, OWATONNA, MN 55060-2521
Document NumberA000437655
Instrument DateJul 20, 2021
InstrumentA000437655
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyMN SECURED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$547.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address648 E VINE ST, OWATONNA, MN 55060-2521

Mortgage

Document NumberA000437656
DateJul 28, 2021
InstrumentA000437656
Lender
NameHOME TOWN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,572.00 (+36.08%)
2025$168,400 (+17.84%) Land $36,100 Building $132,300$168,400 (+17.84%) Land $36,100 Building $132,300
2023$1,890.00 Homeowner's exemption$142,900 Land $25,500 Building $117,400$142,900 Land $25,500 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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