Leelanau County property record for 648 E Sugar Bay Ln, Cedar, MI 49621
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Aug 2007) |
| Tax Bill | $10,642 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-160-018-00 |
| Primary APN | 003-160-018-00 |
|---|
| Lot Area | 35,719 sqft (0.82 acres) |
|---|---|
| View / Lot | Waterfront |
| Street Address | 648 E SUGAR BAY LN |
|---|---|
| City | CEDAR |
| State | MI |
| Zip | 49621-8915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LIMW |
| Legal Description | LOT 18 LIME LAKE SHORES SUBD SEC 23 T29N R13W 0.82 A M/L TOG WITH 1/20 INT IN LOTS 21 & 22 2007 SPLIT INTO 003-160-019-00 |
| Legal Range | 13W |
| Legal Township | 29N |
| Legal Section | 23 |
| Legal Subdivision | LIME LAKE SHORES |
| Jurisdiction | LEELANAU MI |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970501 |
Source: Leelanau County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9864 NUGENT AVE NE, ROCKFORD, MI 49341-8553 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Deed Document Number | 2007648 |
| Record Updated | Sep 20, 2026 |
Source: Leelanau County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Leelanau County |
| County Subdivision | Cleveland Township |
| Unified School District | Leland Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,500 (+41.66%) | $961,000 (+41.66%) | |
| 2025 | $10,642.00 (+32.59%) | $339,200 | $678,400 |
| 2024 | $8,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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