648 E Main St, Jefferson Valley, NY 10535 Property Records

Westchester County and Yorktown Town property record for 648 E Main St, Jefferson Valley, NY 10535

Property Summary

Property Type	Condominium Development
Details	2 bd · 2 ba · 1,660 sqft · built 2002
Lot Size	0.03 acres (1,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,000 (Jul 2022)
Tax Bill	$13,251 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 16.08-1-49`

Property Details

APN / Parcel Number

Primary APN	`555400 16.08-1-49`
Alternative APNs	`5400NEW0PARCEL0000295020` `0295020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Total Area
1st Floor Area	695 sqft
2nd Floor Area	643 sqft
Upper Floors Area	161 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	1,320 sqft (0.03 acres)
Lot Dimensions	60 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0295020
Street Address	648 E MAIN ST
City	JEFFERSON VALLEY
State	NY
Zip	10535-1132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Local Zoning Code	R-3
Legal Subdivision	FINAL PLAT PREPARED FOR SURREY COURT
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	5
Census Block	5005
Census Tract	14806

Owner

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 E MAIN ST, JEFFERSON VALLEY, NY 10535-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Sep 20, 2006 · Amount on Record
Deed Document Number	20223966
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 8, 2022
Property Address	648 E MAIN ST, JEFFERSON VALLEY, NY 10535-1132
Document Number	0621453966
Map Reference	MAP 26884
Instrument Date	May 27, 2022
Instrument	621453966
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TITLEPRO AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 E MAIN ST, 648, JEFFERSON VALLEY, NY 10535-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 FOREST COURT, JEFFERSON VALLEY, NY 10535

Mortgage

Document Number	0621543122
Date	Jul 8, 2022
Instrument	621543122

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,251.00 (-83.47%)
2025	$80,170.00	$7,800 (-) Land $1,350 Building $6,450	$487,500 (+10.62%) Land $84,375 Building $403,125
2024		$7,800 (-) Land $1,350 Building $6,450	$440,678 (-2.82%) Land $76,271 Building $364,407
2023		$7,800 Land $1,350 Building $6,450	$453,488 Land $78,488 Building $375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1995–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880