McKean County property record for 648 E Main St, Bradford, PA 16701
| Property Type | Single Family Home |
|---|---|
| Details | 1,548 sqft · built 1930 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,700 (Sep 2024) |
| Tax Bill | $3,171 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-704.-110.00 |
| Primary APN | 06-704.-110.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,548 sqft Total Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 300 ft deep x 50 ft wide |
| Street Address | 648 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0736-0664 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | BRADFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 420400 |
648 E Main St is owned and occupied by an individual who bought it in September 2024.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 E MAIN ST, BRADFORD, PA 16701-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Jan 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on File |
| Deed Sale | Sep 24, 2024 · Amount on File |
| Prior Sale | Sep 28, 2012 |
| Deed Document Number | 20243074 |
| Deed Book / Page | 1069 / 293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 648 E MAIN ST, BRADFORD, PA 16701-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 968/847 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 968/847 |
| Instrument | 202100214 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BRADFORD, PA 16701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 648 E MAIN ST, BRADFORD, PA 16701-1842 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 915/0001 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 915/0001 |
| Instrument | 201900017 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BRADFORD, PA 16701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2039 |
The 2026 property tax bill for 648 E Main St was $3,171.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bradford City |
| County | McKean County |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,171.00 | $58,070 Land $12,000 Building $46,070 | |
| 2024 | $3,071.00 | $58,070 Land $12,000 Building $46,070 | |
| 1998 | $58,070 Land $12,000 Building $46,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 648 E Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Apr 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: SkyPacket.
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