648 E Bay St, Jesup, GA 31546 Property Records

Wayne County property record for 648 E Bay St, Jesup, GA 31546

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,959 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Dec 2017)
Tax Bill	$803 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J27-4`

Property Details

APN / Parcel Number

Primary APN	`J27-4`
Alternative APN	`8004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,959 sqft Heated Area
1st Floor Area	1,959 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	151 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8004
Street Address	648 E BAY ST
City	JESUP
State	GA
Zip	31546-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:FF - 100
Legal Subdivision	FF - 100
Jurisdiction	WAYNE GA
Township / Civil Division	JESUP
Census Block Group	3
Census Block	3065
Census Tract	970500

Owner

Source: Wayne County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	648 E BAY ST, JESUP, GA 31546-3809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage LOANDEPOT
Jul 16, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 4, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Feb 12, 2007 · Amount on Record
Deed Document Number	0000729187
Deed Book / Page	729 / 187
Prior Transfer Date	Dec 4, 2017
Prior Transfer Doc	000729/187
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE GA
Recording Date	Jul 21, 2026
Property Address	648 E BAY ST, JESUP, GA 31546-3809
Document Number	1051000376
Book / Page	1051 / 376
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E BAY ST, JESUP, GA 31546-3809

Mortgage

Document Number	1051000376,
Date	Jul 21, 2026
Book Page	1051/376

Lender

Name	LOANDEPOT

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE GA
Property Address	648 E BAY ST, JESUP, GA 31546-3809
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E BAY ST, JESUP, GA 31546-3809

Mortgage

Document Number	0000000966/0000000590
Date	Jul 16, 2024
Book Page	0000000966/0000000590
Instrument	2024002482

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE GA
Recording Date	Dec 4, 2017
Property Address	648 E BAY ST, JESUP, GA 31546-3809
Document Number	000729/187
Book / Page	729 / 187
Instrument Date	Dec 4, 2017
Instrument	2017-001277
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E BAY ST, JESUP, GA 31546-3809

Mortgage

Document Number	000729/191
Date	Dec 8, 2017
Book Page	729/191
Instrument	2017003974

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Wayne County
Municipality	Jesup City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$803.00 (-35.91%) Homeowner's exemption Senior Citizen's exemption	$51,409 (+45.06%) Land $4,467 Building $46,942	$128,523 (+45.06%) Land $11,167 Building $117,356
2023	$1,253.00 Homeowner's exemption	$35,440 (-) Land $4,440 Building $31,000	$88,601 (-) Land $11,100 Building $77,501
2022	$1,253.00 Homeowner's exemption	$35,440 Land $4,440 Building $31,000	$88,601 Land $11,100 Building $77,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESUP WATER SYSTEM serves 10,055 people · EPA ID GA3050000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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