648 E 220 N, American Fork, UT 84003 Property Records

Utah County property record for 648 E 220 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 3,162 sqft · built 1990
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (May 2021)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-003-0005`

Property Details

APN / Parcel Number

Primary APN	`55-003-0005`
Alternative APN	`087224`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	5,269 sqft
1st Floor Area	1,787 sqft
Basement Area	1,519 sqft
Utility Area	112 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	20,647 sqft (0.474 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Slab
Porch Area	1,065 sqft
Deck Area	Deck Area
Patio Area	280 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	087224
Street Address	648 E 220 N
City	AMERICAN FORK
State	UT
Zip	84003-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, WARBURTON SUBDV. AREA 0.474 AC.
Legal Subdivision	WARBURTON SUBDV
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2007
Census Tract	203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 14, 2021	Affidavit of Death, Transfer UNION TITLE CORPORATION, UNION TITLE CORP
Nov 9, 2017	Quit Claim Deed, Transfer · Line of Credit BANK OF AMERICAN FORK
Nov 9, 2017	Quit Claim Deed, Transfer BACKMAN TITLE SERVICES LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	202191470
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163846
Date	Sep 22, 2021
Instrument	163846:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 14, 2021
Property Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Document Number	0000091470
Instrument Date	May 14, 2021
Instrument	91470:2021
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	UNION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 E 220 N, AMERICAN FORK, UT 84003-2050

Mortgage

Document Number	0000091598
Date	May 14, 2021
Instrument	91598:2021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	May 14, 2021
Property Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Document Number	0000091469
Instrument Date	May 13, 2021
Instrument	91469
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	UNION TITLE CORPORATION, UNION TITLE CORP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1379 N 1300 E LEHI UT 840439000, LEHI, UT 84043-9000

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 9, 2017
Property Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Document Number	0000111648
Instrument Date	Nov 6, 2017
Instrument	111648
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	UTAH COMMERCIAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E 220 N AMERICAN FORK UT 840032050, AMERICAN FORK, UT 84003-2050

Mortgage

Document Number	111649
Date	Nov 9, 2017
Instrument	111649

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	SARATOGA SPRINGS, UT 84045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 9, 2017
Property Address	648 E 220 N, AMERICAN FORK, UT 84003-2050
Document Number	0000111662
Instrument Date	Nov 6, 2017
Instrument	111662
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	BACKMAN TITLE SERVICES LIMITED

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	648 E 220 N AMERICAN FORK UT 840032050, AMERICAN FORK, UT 84003-2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,270 (-44.63%)	$771,400 (+0.67%) Land $231,700 Building $539,700
2025	$3,682.00 (+0.03%)	$766,300 (+101.05%) Land $231,700 Building $534,600	$766,300 (+10.58%) Land $231,700 Building $534,600
2024	$3,681.00 (+13.79%)
2023	$3,235.00 (-14.44%)	$381,150	$693,000 Land $220,700 Building $472,300
2022	$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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