648 D St, Lincoln, CA 95648 Property Records

Placer County property record for 648 D St, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,495 sqft · built 1951
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on Record
Last Sale$197,500 (May 2001)
Tax Bill$3,058 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN008-163-004-000

Property Details

APN / Parcel Number

Primary APN008-163-004-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,495 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Construction TypeMasonry / Concrete Block
Lot Area13,000 sqft (0.298 acres)
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address648 D ST
CityLINCOLN
StateCA
Zip95648-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 4 5 BLK 27 LINCOLN
Legal SubdivisionLINCOLN
Legal Block27
Legal Lot Number4
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1012
Census Tract21401

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address648 D ST, LINCOLN, CA 95648-1948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
MASTERS TEAM MORTGAGE
May 8, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MASTERS TEAM MORTGAGE
Sep 10, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MASTERS TERM MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2001 · Amount on Record
Deed SaleMay 25, 2001 · Amount on Record
Deed Document Number200151359
Last Transfer DateMay 4, 2020
Transfer Doc0000042471
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address648 D ST, LINCOLN, CA 95648-1948
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number0000033554
DateMar 10, 2021
Instrument2021-0033554
Lender
NameMASTERS TEAM MORTGAGE
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateMay 8, 2020
Property Address648 D ST, LINCOLN, CA 95648-1948
Document Number0000042471
Instrument DateMay 4, 2020
Instrument2020-0042471
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address648 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number0000042472
DateMay 8, 2020
Instrument2020-0042472
Lender
NameMASTERS TEAM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateSep 10, 2018
Property Address648 D ST, LINCOLN, CA 95648-1948
Document Number0000065301
Instrument DateSep 6, 2018
Instrument2018-0065301
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address648 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number0000065302
DateSep 10, 2018
Instrument2018-0065302
Lender
NameMASTERS TERM MORTGAGE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$303,528 (+2%) Land $76,836 Building $226,692
2025$3,058.00 (+2.48%) Homeowner's exemption$297,578 (+4.04%) Land $75,330 Building $222,248
2023$2,984.00 (+1.57%) Homeowner's exemption$286,024 Land $72,405 Building $213,619
2022$2,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1993–1995)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20

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