Napa County property record for 648 Cunard Dr, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,518 sqft · built 1971 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Last Sale | $169,000 (Jun 1994) |
| Tax Bill | $4,368 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 044-271-007-000 |
| Primary APN | 044-271-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 044-271-007 |
|---|---|
| Street Address | 648 CUNARD DR |
| City | NAPA |
| State | CA |
| Zip | 94558-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 LAKE PARK SUB NO 1 8R/M92 CC&R 776/442 |
| Legal Subdivision | LAKE PARK UNIT #1 |
| Legal Lot Number | 12 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 200505 |
648 Cunard Dr is owner-occupied and held in a trust since June 1994.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 648 CUNARD DR, NAPA, CA 94558-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1994 · Amount on File |
| Deed Sale | Jun 1, 1994 · Amount on File |
| Prior Sale | Feb 23, 1994 · Amount on File |
| Deed Document Number | 199418012 |
| Prior Transfer Date | Feb 17, 1994 |
| Prior Transfer Doc | 0000006486 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 648 Cunard Dr was $4,368 with a homeowner's exemption, up 2.2% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,368.00 (+2.25%) Homeowner's exemption | $292,961 (+2%) Land $164,685 Building $128,276 | $292,961 (+2%) Land $164,685 Building $128,276 |
| 2025 | $4,272.00 Homeowner's exemption | $287,217 Land $161,456 Building $125,761 | $287,217 Land $161,456 Building $125,761 |
| 2023 | $4,088.00 (+1.31%) Homeowner's exemption | $276,067 Land $155,188 Building $120,879 | |
| 2022 | $4,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Cunard Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 24.7 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 42 (1980–2006) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 Cunard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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