Cooke County property record for 648 Co Rd 150, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,927 sqft · built 2024 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,731 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Jul 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0894-012-00000 |
| Primary APN | 0894-012-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,927 sqft Living Area |
| 1st Floor Area | 1,927 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Mixed |
| Garage Area | 1,105 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 754 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0894-012-00000 |
|---|---|
| Street Address | 648 COUNTY ROAD 150 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DE LOS SANTOS G 0894 ACRES 1.75 |
| Legal Subdivision | DE LOS SANTOS G |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 100 |
648 Co Rd 150, a rural home, is owned and occupied by an individual.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 378 NEWCASTLE DR, GORDONVILLE, TX 76245-3381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 15, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Feb 21, 2024 | Warranty Deed, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 648 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 648 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Document Number | 002709/622 |
|---|---|
| Date | May 8, 2025 |
| Book Page | 2709/622 |
| Instrument | 2025-3076 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 648 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 648 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Document Number | 002721/300 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 2721/300 |
| Instrument | 2025-4680 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Feb 21, 2024 |
| Property Address | 648 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Document Number | 002628/177 |
| Book / Page | 2628 / 177 |
| Map Reference | VOL 857 PG 501 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024-1094 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | RED RIVER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 COUNTY ROAD 150, GAINESVILLE, TX 76240-0855 |
| Name | Verified Name |
|---|---|
| Address | 378 NEWCASTLE DR, GORDONVILLE, TX 76245-3381 |
| Document Number | 002628/181 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 2628/181 |
| Instrument | 2024-1095 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75090 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 648 Co Rd 150 was $6,731 with a homeowner's exemption, up 34.6% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,731.00 (+34.62%) Homeowner's exemption | $486,192 (+8.39%) Land $150,625 Building $335,567 | $486,192 (+8.39%) Land $150,625 Building $335,567 |
| 2025 | $5,000.00 | $448,567 Land $113,000 Building $335,567 | $448,567 Land $113,000 Building $335,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Co Rd 150 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Co Rd 150 is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 59% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 200 |
| Element8 Fixed Wireless | 500 / 100 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile.
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