648 Cherry St, Adams, NE 68301 Property Records

Gage County property record for 648 Cherry St, Adams, NE 68301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,818 sqft · built 1953
Lot Size	0.589 acres (25,650 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Apr 2026)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2022 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`006428000`

Property Details

APN / Parcel Number

Primary APN	`006428000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Basement Area	1,260 sqft
Finished Basement	1,000 sqft
Unfinished Basement	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	25,650 sqft (0.589 acres)
Lot Dimensions	171 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	648 CHERRY ST
City	ADAMS
State	NE
Zip	68301-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 10-12 INC FAIRVIEW ADDITION
Legal Subdivision	FAIRVIEW ADD
Legal Lot Number	10-12
Jurisdiction	GAGE NE
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1032
Census Tract	964600

Owner

648 Cherry St is owned by a company that bought it in April 2026.

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	648 CHERRY ST, ADAMS, NE 68301-6011
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer NEBRASKA TITLE
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Oct 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Jun 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Apr 6, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Mar 24, 2022	Intrafamily Transfer, Transfer
Nov 16, 2016	Warranty Deed, Transfer · Line of Credit LIBERTY FIRST CU
Aug 8, 2016	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK
Apr 1, 2015	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Nov 9, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Apr 6, 2026 · Amount on File
Deed Document Number	20261163
Prior Transfer Date	Mar 18, 2022
Prior Transfer Doc	0202200964
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Apr 27, 2026
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0000001163
Instrument Date	Apr 23, 2026
Instrument	2026.1163
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Tax	$7,029.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200686
Date	Mar 3, 2022
Instrument	2022-00686

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200504460
Date	Oct 26, 2005
Instrument	2005-04460

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2030

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200502473
Date	Jun 16, 2005
Instrument	2005-02473

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200901732
Date	May 26, 2009
Instrument	2009-01732

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2039

April 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GAGE NE
Recording Date	Apr 6, 2026
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0000000935
Instrument Date	Dec 22, 2025
Instrument	2026935
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$2,503.79
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GAGE NE
Recording Date	Mar 24, 2022
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0202200964
Instrument Date	Mar 18, 2022
Instrument	2022-00964
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Nov 16, 2016
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0201603410
Instrument Date	Nov 11, 2016
Instrument	2016-03410
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201603411
Date	Nov 16, 2016
Instrument	2016-03411

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2031

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Aug 8, 2016
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0201602403
Instrument Date	Aug 3, 2016
Instrument	2016-02403
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201602404
Date	Aug 8, 2016
Instrument	2016-02404

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2046

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Apr 1, 2015
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0201500920
Instrument Date	Mar 31, 2015
Instrument	2015-00920
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GAGE NE
Recording Date	Nov 9, 2009
Property Address	648 CHERRY ST, ADAMS, NE 68301-6011
Document Number	0200903827
Instrument Date	Oct 27, 2009
Instrument	2009-03827
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 648 Cherry St was $3,761.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Adams Village
County	Gage County
County Subdivision	Adams Township
Unified School District	Freeman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,400 (+11.6%) Land $35,000 Building $320,400	$355,400 (+11.6%) Land $35,000 Building $320,400
2025	$3,761.00	$318,450 Land $35,000 Building $283,450	$318,450 Land $35,000 Building $283,450
2023	$4,153.00	$247,025 Land $10,500 Building $236,525	$247,025 Land $10,500 Building $236,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Cherry St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 51% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ADAMS serves 606 people · EPA ID NE3106712
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb
Copper	1.38 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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