648 Celia St, Hayward, CA 94544 Property Records

Alameda County property record for 648 Celia St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,224 sqft · built 1955
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Apr 2020)
Tax Bill	$8,301 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`465-10-91`

Property Details

APN / Parcel Number

Primary APN	`465-10-91`
Alternative APN	`465-0010-091-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	Other
Construction Type	Wood
Lot Area	5,300 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	648 CELIA ST
City	HAYWARD
State	CA
Zip	94544-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1472 BLK E LOT 4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2007
Census Tract	438203

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 CELIA ST, HAYWARD, CA 94544-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 24, 2020	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 30, 2017	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2020094679
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	648 CELIA ST, HAYWARD, CA 94544-5820
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 CELIA ST, HAYWARD, CA 94544-5820

Mortgage

Document Number	0000058705
Date	Feb 9, 2021
Instrument	2021058705

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 24, 2020
Property Address	648 CELIA ST, HAYWARD, CA 94544-5820
Document Number	0000094679
Map Reference	MB 36 PG 7
Instrument Date	Apr 18, 2020
Instrument	2020094679
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 CELIA ST, HAYWARD, CA 94544-5820

Mortgage

Document Number	0000094680
Date	Apr 24, 2020
Instrument	2020094680

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 30, 2017
Property Address	648 CELIA ST, HAYWARD, CA 94544-5820
Document Number	0000190149
Instrument Date	Aug 24, 2017
Instrument	190149
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 211 MOUNT EDEN CA 945570211, MOUNT EDEN, CA 94557-0211

Mortgage

Document Number	190150
Date	Aug 30, 2017
Instrument	190150

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Aug 30, 2017
Property Address	648 CELIA ST, HAYWARD, CA 94544-5820
Document Number	0000190148
Instrument Date	Aug 24, 2017
Instrument	190148
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CELIA ST HAYWARD CA 945445820, HAYWARD, CA 94544-5820

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,301.00 (+2.53%) Homeowner's exemption	$682,685 (+4.04%) Land $204,805 Building $477,880
2023	$8,096.00 Homeowner's exemption	$656,184 Land $196,855 Building $459,329

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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