Lorain County property record for 648 Cedar Wood Trl, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,346 sqft · built 2022 |
| Owner | Individual Name on Record |
| Last Sale | $66,000 (Jun 2022) |
| Tax Bill | $2,958 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-007-102-074 |
| Primary APN | 10-00-007-102-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,346 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 648 CEDAR WOOD TRL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST MEADOWS SUB 1 61.97 X 133.66 |
| Legal Lot Number | 58 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 648 CEDAR WOOD TRL, ELYRIA, OH 44035-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Jun 29, 2022 | Limited Warranty Deed, Construction Loan · Construction Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Deed Document Number | 2022003903 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 648 CEDAR WOOD TRL, ELYRIA, OH 44035-7803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | MILESTONE TITLE AGENCY LIMITED, MILLENIUM TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000859825 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0859825 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2022 |
| Property Address | 648 CEDAR WOOD TRL, ELYRIA, OH 44035-7803 |
| Document Number | 0000881201 |
| Map Reference | VOL 111 PG 1-4 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022-0881201 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 CEDARWOOD TRAIL, ELYRIA, OH 44035-7803 |
| Document Number | 0000881202 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-0881202 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,958.00 | $112,640 (%) Land $29,750 Building $82,890 | $321,840 (-) Land $85,000 Building $236,840 |
| 2024 | $2,958.00 (-45.91%) | $112,644 (-4.81%) Land $29,750 Building $82,894 | $321,840 (-4.81%) Land $85,000 Building $236,840 |
| 2023 | $5,469.00 (+450.2%) | $118,332 (+463.49%) Land $26,250 Building $92,082 | $338,090 (+463.48%) Land $75,000 Building $263,090 |
| 2022 | $994.00 | $21,000 Land $21,000 | |
| 2021 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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