648 Cedar Dr, Cortland, OH 44410 Property Records

Trumbull County property record for 648 Cedar Dr, Cortland, OH 44410

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,538 sqft · built 2003
Lot Size0.498 acres (21,710 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Sep 2003)
Tax Bill$5,717 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-107875

Property Details

APN / Parcel Number

Primary APN34-107875

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,538 sqft Living Area
1st Floor Area2,536 sqft
Upper Floors Area1,270 sqft
Basement Area1,268 sqft
Unfinished Basement1,268 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area21,710 sqft (0.498 acres)
Lot Dimensions167 ft deep x 130 ft wide
Garage Area744 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address648 CEDAR DR
CityCORTLAND
StateOH
Zip44410-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 111.44F PETROCCO 9 CEDAR DR
Legal SubdivisionPETROCCO PLAT NO 9
Legal Lot Number22
JurisdictionTRUMBULL OH
Township / Civil DivisionCORTLAND
Census Block Group5
Census Block5008
Census Tract930900

Owner

648 Cedar Dr is owned by an individual who acquired it in December 2007.

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address648 CEDAR DRAV NE, CORTLAND, OH 44410
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
Nov 16, 2021Deed, Transfer
Feb 1, 2019Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2003 · Amount on File
Deed SaleSep 26, 2003 · Amount on File
Last Transfer DateDec 5, 2007
Transfer Doc0000007946
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address648 CEDAR DR, CORTLAND, OH 44410-1326
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024968
DateOct 26, 2021
Instrument202110260024968
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionTRUMBULL OH
Recording DateNov 16, 2021
Property Address648 CEDAR DR, CORTLAND, OH 44410-1326
Document Number0000026765
Map ReferenceVOL 50 PG 81
Instrument DateNov 12, 2021
Instrument202111160026765
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 CEDAR DR, CORTLAND, OH 44410-1326

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address648 CEDAR DR, CORTLAND, OH 44410-1326
Document Number0000002627
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address648 CEDAR DR CORTLAND OH 444101326, CORTLAND, OH 44410-1326

Mortgage

Document Number0000002627
DateFeb 13, 2019
Instrument2627
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 648 Cedar Dr was $5,717.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
MunicipalityCortland City
Unified School DistrictLakeview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,717.00$105,630 (-) Land $11,900 Building $93,730
2024$5,717.00 (+2.81%)$105,630 (-) Land $11,900 Building $93,730
2023$5,561.00 (+12.87%)$105,630 (+34.42%) Land $11,900 Building $93,730$301,800 Land $34,000 Building $267,800
2022$4,927.00$78,580 Land $11,900 Building $66,680
2020$224,500 Land $34,000 Building $190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND CITY PWS
serves 7,105 people · EPA ID OH7800512
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jun 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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