648 Carlton Rd, Wake, VA 23176 Property Records

Middlesex County property record for 648 Carlton Rd, Wake, VA 23176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1890
Lot Size	11.8 acres (517,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jan 2024)
Tax Bill	$1,623 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`38 203`

Property Details

APN / Parcel Number

Primary APN	`38 203`
Alternative APN	`1572`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,447 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	768 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	517,057 sqft (11.8 acres)
Garage Area	1,184 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Lean-To	216 sqft
Boat House	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1572
Street Address	648 CARLTON RD
City	WAKE
State	VA
Zip	23176-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WAKE PARCEL 203 11.867 AC 65-439 WB52-625 269-416 394-708 P13-335 D24-91
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3019
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 CARLTON RD, WAKE, VA 23176-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit BAXTER CREDIT UNION
Jan 24, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Deed Document Number	202491
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Recording Date	May 22, 2026
Property Address	648 CARLTON RD, WAKE, VA 23176-2144
Document Number	0000000808
Instrument Date	May 15, 2026
Instrument	2026808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	648 CARLTON RD, WAKE, VA 23176-2144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000808,
Date	May 22, 2026
Instrument	2026808

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2036

Interest

Rate	6.3%
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 24, 2024
Property Address	648 CARLTON RD, WAKE, VA 23176-2144
Document Number	0240000091
Instrument Date	Dec 7, 2023
Instrument	240000091
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 CARLTON RD, WAKE, VA 23176-2144
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,623.00	$266,200 (-) Land $88,500 Building $177,700	$266,200 (-) Land $88,500 Building $177,700
2025	$1,623.00	$266,200 (-) Land $88,500 Building $177,700	$266,200 (-) Land $88,500 Building $177,700
2023	$1,623.00	$266,200 Land $88,500 Building $177,700	$266,200 Land $88,500 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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