Montgomery County property record for 648 Bruton St, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,218 sqft · built 1953 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Sep 2018) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 07 68 2830 |
| Primary APN | 7538 07 68 2830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,218 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Cooling System | Central |
|---|
| Account Number | 1480600 |
|---|---|
| Street Address | 648 BRUTON ST |
| City | TROY |
| State | NC |
| Zip | 27371-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | MARCUS MARCUS |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 960201 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 215, TROY, NC 27371-0215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 25, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Apr 2, 2013 · Amount on Record |
| Deed Document Number | 2018356213 |
| Deed Book / Page | 815 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 648 BRUTON ST, TROY, NC 27371-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 215, TROY, NC 27371-0215 |
| Document Number | 000926/548 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 926/548 |
| Instrument | 378912 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 25, 2018 |
| Property Address | 648 BRUTON ST, TROY, NC 27371-2826 |
| Document Number | 0815/0056 |
| Book / Page | 0815 / 0056 |
| Map Reference | CAB F SL 69-A |
| Instrument Date | Sep 13, 2018 |
| Instrument | 356213 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 35, BISCOE, NC 27209-0035 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 215, TROY, NC 27371-0215 |
| Document Number | 356214 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 356214 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,452 (-) Land $17,100 Building $58,352 | $75,452 (-) Land $17,100 Building $58,352 | |
| 2025 | $464.00 | $75,452 (-) Land $17,100 Building $58,352 | $75,452 (-) Land $17,100 Building $58,352 |
| 2023 | $75,452 Land $17,100 Building $58,352 | $75,452 Land $17,100 Building $58,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures