648 Beaver St, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 648 Beaver St, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,908 sqft · built 2018
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Oct 2018)
Tax Bill	$18,011 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212301`

Property Details

APN / Parcel Number

Primary APN	`212301`
Alternative APN	`WALT M:051 B:005 L:001B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,908 sqft Living Area
Gross Area	8,334 sqft
Basement Area	1,482 sqft
Unfinished Basement	1,482 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,450 sqft (0.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	212301
Street Address	648 BEAVER ST
City	WALTHAM
State	MA
Zip	02452-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	1B
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3006
Census Tract	368902

Owner

648 Beaver St is owned and occupied by two individuals who bought it in October 2018.

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 BEAVER ST, WALTHAM, MA 02452-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 29, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Book / Page	71809 / 298
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	648 BEAVER ST, WALTHAM, MA 02452-5605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75238-99
Date	Jul 29, 2020
Book Page	75238/99
Instrument	124876

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	648 BEAVER ST, WALTHAM, MA 02452-5605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73008-318
Date	Jul 29, 2019
Book Page	73008/318
Instrument	109375

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 29, 2018
Property Address	648 BEAVER ST, WALTHAM, MA 02452-5605
Document Number	71809-298
Book / Page	71809 / 298
Instrument	166073
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	718090300
Date	Oct 29, 2018
Instrument	71809/0300

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 648 Beaver St was $18,011, up 3.6% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,011.00 (+3.59%)	$1,834,100 (+1.7%) Land $466,800 Building $1,367,300	$1,644,070 (-6.06%)
2024	$17,386.00 (+0.07%)	$1,803,500 (+7.13%) Land $445,000 Building $1,358,500	$1,750,185
2023	$17,373.00	$1,683,400 Land $404,500 Building $1,278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Beaver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	34 (1978–2021)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Beaver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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