Woodford County property record for 648 Banta Rd, Lowpoint, IL 61545
| Property Type | Single Family Home |
|---|---|
| Details | 2,912 sqft · built 1978 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,895 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23-100-006 |
| Primary APN | 02-23-100-006 |
|---|
| Building Area | 2,912 sqft Building Perimeter |
|---|---|
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 784 sqft |
| Street Address | 648 BANTA RD |
|---|---|
| City | LOWPOINT |
| State | IL |
| Zip | 61545-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T28N - R3W - S23 PT E1/2 NW1/4 |
| Legal Range | 03W |
| Legal Township | 28N |
| Legal Section | 23 |
| Jurisdiction | WOODFORD IL |
| Township / Civil Division | PARTRIDGE |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 30100 |
Source: Woodford County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 BANTA RD, LOWPOINT, IL 61545-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD IL |
| Recording Date | Sep 24, 2026 |
| Property Address | 648 BANTA RD, LOWPOINT, IL 61545-9750 |
| Document Number | 0000003471 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20263471 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 648 BANTA RD, LOWPOINT, IL 61545-9750 |
| Document Number | 0000003471, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 20263471 |
| Name | CEFCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Woodford County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Woodford County |
| County Subdivision | Partridge Township |
| Elementary School District | Metamora Community Consolidated School District 1 (PK - 08) |
| Secondary School District | County of Woodford School (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,895.00 | $72,001 Land $11,955 Building $60,046 | $216,003 Land $35,865 Building $180,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2013–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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