648 Baker St, Cumberland, MD 21502 Property Records

Allegany County property record for 648 Baker St, Cumberland, MD 21502

Property Summary

Property Type	Townhouse
Details	1 ba · 1,152 sqft · built 1908
Lot Size	0.03 acres (1,326 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Jul 2026)
Tax Bill	$263 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-007204`

Property Details

APN / Parcel Number

Primary APN	`04-007204`
Alternative APNs	`4007204` `007204`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,326 sqft (0.03 acres)
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	007204
Street Address	648 BAKER ST
City	CUMBERLAND
State	MD
Zip	21502-3506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	648 BAKER ST PT LOT HALEYS ADDN 26X51 25X53
Legal Subdivision	LOT HALEYS ADD
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2008
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rolling Mill Historic District listed 2008 · 163 contributing resources · NRIS 08001215

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 BAKER ST, CUMBERLAND, MD 21502-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 15, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Sep 6, 2024 · Amount on File
Deed Book / Page	3182 / 67
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	001639-0105
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 23, 2026
Property Address	648 BAKER ST, CUMBERLAND, MD 21502-3506
Document Number	3182000067
Book / Page	3182 / 67
Instrument Date	Jul 8, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$20,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 BAKER ST, CUMBERLAND, MD 21502-3506

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 15, 2024
Property Address	648 BAKER ST, CUMBERLAND, MD 21502-3506
Document Number	002945-0367
Book / Page	2945 / 367
Map Reference	MB 363 PG 233
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,100 (+11.85%) Land $1,500 Building $30,600	$32,100 (-) Land $1,500 Building $30,600
2025	$263.00 (+29.56%)	$28,700 (+31.05%)	$32,100 (+46.58%) Land $1,500 Building $30,600
2023	$203.00	$21,900 Land $1,500 Building $20,400	$21,900 Land $1,500 Building $20,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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