648 Ashley Ct, Cheshire, CT 06410 Property Records

Cheshire Town property record for 648 Ashley Ct, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,803 sqft · built 2000
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$631,500 (Dec 2008)
Tax Bill	$13,838 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CHES M:72 B:202 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:72 B:202 L`
Alternative APNs	`CSHR M:72 B:202 L` `1028700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Basement Area	1,439 sqft
Unfinished Basement	1,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1028700
Street Address	648 ASHLEY CT
City	CHESHIRE
State	CT
Zip	06410-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	202
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	4
Census Block	4022
Census Tract	343300

Owner

Source: Cheshire Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 ASHLEY CT, CHESHIRE, CT 06410-3246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2008 · Amount on Record
Deed Sale	Dec 5, 2008 · Amount on Record
Prior Sale	Jan 24, 2000 · Amount on Record
Deed Book / Page	2246 / 258
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Recording Date	Apr 16, 2026
Property Address	648 ASHLEY CT, CHESHIRE, CT 06410-3246
Document Number	003261-990
Book / Page	3261 / 990
Instrument Date	Apr 7, 2026
Instrument	20261767
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 ASHLEY CT, CHESHIRE, CT 06410-3246

Mortgage

Document Number	0000001767,
Date	Apr 16, 2026
Book Page	3261/990
Instrument	20261767

Lender

Name	WEBSTER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,838.00	$465,290 (+36.44%) Land $126,700 Building $338,590	$664,700 Land $181,000 Building $483,700
2024	$13,838.00 (+15.63%)
2023	$11,967.00 (+2.25%)	$341,030 (-) Land $126,720 Building $214,310
2022	$11,704.00	$341,030 Land $126,720 Building $214,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ashley Ct

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