648 Ashby Ln, Etlan, VA 22719 Property Records

Madison County property record for 648 Ashby Ln, Etlan, VA 22719

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1900
Lot Size	13.8 acres (605,223 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2017)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9--17`

Property Details

APN / Parcel Number

Primary APN	`9--17`
Alternative APN	`1924`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	605,223 sqft (13.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	96 sqft
Shed	1 Shed
Cabin	225 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1924
Street Address	648 ASHBY LN
City	ETLAN
State	VA
Zip	22719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 170000316 13.894 AC 9-17 OFF RT 600
Legal Subdivision	MATTHEW E WITT PROP
Jurisdiction	MADISON VA
Township / Civil Division	ROBERTSON
Census Block Group	1
Census Block	1033
Census Tract	930202

Owner

648 Ashby Ln is owned by two individuals who bought it in March 2017.

Source: Madison County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8502 W BOULEVARD DR, ALEXANDRIA, VA 22308-1917
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Deed Document Number	2017316
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	648 ASHBY LN, ETLAN, VA 22719
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	DM TITLE, JDM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000209
Date	Feb 13, 2020
Instrument	200000209

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	Mar 6, 2017
Property Address	648 ASHBY LN, ETLAN, VA 22719
Document Number	0170000316
Instrument Date	Feb 17, 2017
Instrument	170000316
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	RAPPAHANNOCK TITLE COMPANY, RAPPAHANNOCK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7424 HOPA CT, ALEXANDRIA, VA 22306-2411

Mortgage

Document Number	0170000320
Date	Mar 6, 2017
Instrument	170000320

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 648 Ashby Ln was $1,900.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00	$358,500 Land $266,700 Building $91,800	$358,500 Land $266,700 Building $91,800
2023	$1,879.00	$254,000 Land $162,300 Building $91,700	$254,000 Land $162,300 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Ashby Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Ashby Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5

Cell Coverage

No cell data coverage reported

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