Anoka County property record for 648 Aqua Cir, Circle Pines, MN 55014
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,402 sqft · built 1998 |
| Lot Size | 0.042 acres (1,876 sqft) |
| Owner | Trust Name on File |
| Last Sale | $310,000 (Jun 2017) |
| Tax Bill | $4,774 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0082 |
| Primary APN | 20-31-22-22-0082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,876 sqft (0.042 acres) |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Finished Porch |
| Porch Area | 160 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 648 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2711 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 505 CIC NO 27 MARSHAN LAKE CONDO, TOG/W COMMON ELEMENT,SUBJ TO EASE OF REC |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | CIC NO 27 MARSHAN LAKE |
| Legal Lot Number | 505 |
| Legal Unit | 505 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50237 |
648 Aqua Cir, a condominium, is owner-occupied and held in a trust since March 2021.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 648 AQUA CIR, CIRCLE PINES, MN 55014-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Mar 19, 2021 | Intrafamily Transfer, Transfer |
| Jun 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on File |
| Deed Sale | Jun 8, 2017 · Amount on File |
| Prior Sale | May 4, 1999 · Amount on File |
| Deed Document Number | 20172172481001 |
| Last Transfer Date | Mar 9, 2021 |
| Transfer Doc | 2309192002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 648 AQUA CIR, CIRCLE PINES, MN 55014-2711 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2269403001 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | A2269403.001 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Mar 19, 2021 |
| Property Address | 648 AQUA CIR, CIRCLE PINES, MN 55014-2711 |
| Document Number | A2309192002 |
| Instrument Date | Mar 9, 2021 |
| Instrument | A2309192.002 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 AQUA CIR, LINO LAKES, MN 55014-2711 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 8, 2017 |
| Property Address | 648 AQUA CIR, CIRCLE PINES, MN 55014-2711 |
| Document Number | A2172481001 |
| Instrument Date | Jun 1, 2017 |
| Instrument | A2172481.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 648 AQUA CIR, LINO LAKES, MN 55014-2711 |
| Document Number | A2172481002 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | A2172481.002 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 648 Aqua Cir was $4,774 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,774.00 Homeowner's exemption | $404,800 Land $94,900 Building $309,900 | $404,800 Land $94,900 Building $309,900 |
| 2024 | $4,268.00 | $377,900 Land $74,600 Building $303,300 | $377,900 Land $74,600 Building $303,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Aqua Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Aqua Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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