Flathead County property record for 648 7th Ave W, Kalispell, MT 59901
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,118 sqft · built 1947 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $574,560 (Feb 2026) |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0760266 |
| Primary APN | R0760266 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Total Area |
| 1st Floor Area | 1,908 sqft |
| Upper Floors Area | 210 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 1,908 sqft |
| Unfinished Basement | 1,908 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000267180 |
|---|---|
| Street Address | 648 7TH AVE W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4768 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 3 |
| Legal Description | KAL ADD 1, S18, T28 N, R21 W, BLOCK 184, LOT 005, 6 S2 5 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | KAL ADD 1 |
| Legal Block | 184 |
| Legal Lot Number | 5,6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1101 |
Source: Flathead County records · APN R0760266
Assessment roll updated September 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 06, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Feb 07, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2021 · Amount on Record |
| Deed Document Number | 20263064 |
| Prior Transfer Date | Feb 07, 2017 |
| Prior Transfer Doc | 0000002765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 32 PHEASANT RUN 101, 101, WHITEFISH, MT 59937-4407 |
| Document Number | 202600003065 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 202600003065 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200014377 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 202200014377 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 03, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 30, 2021 |
| Property Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Document Number | 202100015123 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 202100015123 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AEMRICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Document Number | 202100015124 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 202100015124 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 07, 2017 |
| Property Address | 648 7TH AVE W, KALISPELL, MT 59901-4768 |
| Document Number | 201700002765 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 201700002765 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 7TH ST W, KALISPELL, MT 59901-5256 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (-44.07%) | $506,900 (+6.65%) | $506,900 (+6.65%) Land $201,613 Building $305,287 |
| 2023 | $4,758.00 | $475,300 | $475,300 Land $179,475 Building $295,825 |
Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| VFN Holdings Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Larkin Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Richon Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
May also be available: CommunityTel.
Based on FCC filings for 519 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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