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648 38th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 648 38th St, Richmond, CA 94805

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,034 sqft · built 1959
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2024)
Tax Bill$7,698 (2025)
Deeds & MortgagesJan 2017 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN518-320-029-3

Property Details

APN / Parcel Number

Primary APN518-320-029-3
Alternative APN
  • 518-320-029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,034 sqft Living Area
1st Floor Area1,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1961
Lot Area3,500 sqft (0.08 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address648 38TH ST
CityRICHMOND
StateCA
Zip94805-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSPAULD RICH PULL TWNST LOT 30 BLK 39
Legal SubdivisionSPAULDING RICHMOND-PULLMAN TOW
Legal Block39
Legal Lot Number30
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3012
Census Tract371000

Owner

648 38th St is owned by an individual who bought it in July 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address3088 PINOLE VALLEY RD, PINOLE, CA 94564-1839
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2024 · Amount on File
Deed SaleJul 11, 2024 · Amount on File
Prior SaleJun 6, 2008 · Amount on File
Deed Document Number202466349
Prior Transfer DateJul 11, 1996
Prior Transfer Doc0000132852
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address648 38TH ST, RICHMOND, CA 94805-1702
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMER TITLE MORT SERV D

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000350
DateJan 3, 2017
Instrument2017-000350
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address648 38TH ST, RICHMOND, CA 94805-1702
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2356 BANBURY LOOP, MARTINEZ, CA 94553-6706

Mortgage

Document Number0000056736
DateFeb 24, 2021
Instrument2021-056736
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 648 38th St was $7,698.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$444,615 (+2%) Land $321,075 Building $123,540
2025$7,698.00$435,898 Land $314,780 Building $121,118
2023$5,882.00 (+2.12%)$309,301 Land $239,870 Building $69,431
2022$5,760.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 648 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Etheric Networks, GeoLinks.

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