648 1st Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 648 1st Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1893
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jul 2005)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-13-129-021`

Property Details

APN / Parcel Number

Primary APN	`22-13-129-021`
Alternative APN	`18-13-151-008`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,248 sqft Total Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	648 1ST AVE
City	OTTAWA
State	IL
Zip	61350-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBERS SUB, LT 3 SEC 13-33-3
Legal Range	03
Legal Township	33
Legal Section	13
Legal Subdivision	WEBERS SUB
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	1
Census Block	1024
Census Tract	963600

Owner

648 1st Ave is owned and occupied by two individuals who bought it in July 2005.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 1ST AVE, OTTAWA, IL 61350-4002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Deed Document Number	200518700
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	648 1ST AVE, OTTAWA, IL 61350-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803669
Date	Mar 28, 2018
Instrument	201803669

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 648 1st Ave was $4,113, up 7.1% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (+7.05%)	$46,844 Land $16,425 Building $30,419	$140,532 Land $49,275 Building $91,257
2024	$3,842.00
2023		$39,704 (+9.53%) Land $13,921 Building $25,783	$119,112 (+9.53%) Land $41,763 Building $77,349
2022		$36,250 Land $12,710 Building $23,540	$108,750 Land $38,130 Building $70,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 1st Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–1997)
Most Recent Claim	Feb 1997 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 1st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20