648 10th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 648 10th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$332,000 (Nov 2020)
Tax Bill$5,658 (2025)
Deeds & MortgagesJul 2014 Line of Credit
Apr 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-000705-001

Property Details

APN / Parcel Number

Primary APN018-000705-001
Alternative APNs
  • 18 705 1
  • 40815

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address648 10TH AVE N
CityONALASKA
StateWI
Zip54650-2374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionCERTIFIED SURVEY MAP NO. 209 VOL 2 DOC NO. 955489 LOT 1 & W 6FT LOT 2
Legal Range07W
Legal Township16N
Legal Section04
Legal SubdivisionCERTIFIED SURVEY MAP
Legal Lot Number1-2
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4002
Census Tract10403

Owner

648 10th Ave N is owned and occupied by an individual who acquired it in March 2026.

Source: La Crosse County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address648 10TH AVE N, ONALASKA, WI 54650-2374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2014Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Apr 1, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2020Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
Aug 29, 2012Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK NA
Jun 23, 2008Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleAug 29, 2012 · Amount on File
Deed Document Number20201759890
Last Transfer DateMar 30, 2026
Transfer Doc0001846912
Record UpdatedSep 20, 2026

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address648 10TH AVE N, ONALASKA, WI 54650-2374
Transaction TypeMortgage
Record UpdatedApr 22, 2026
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001641659
DateJul 3, 2014
Instrument1641659
Lender
NameASSOCIATED BANK NA
TypeBank
AddressONALASKA, WI 54650
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJun 19, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLA CROSSE WI
Recording DateApr 1, 2026
Property Address648 10TH AVE N, ONALASKA, WI 54650-2374
Document Number0001846912
Instrument DateMar 30, 2026
Instrument20261846912
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 10TH AVE N, ONALASKA, WI 54650-2374

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateNov 20, 2020
Property Address648 10TH AVE N, ONALASKA, WI 54650-2374
Document Number0001759890
Map ReferenceVL2 PG209
Instrument DateNov 18, 2020
Instrument1759890
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$996.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001759891
DateNov 20, 2020
Instrument1759891
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

August 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateAug 29, 2012
Property Address648 10TH AVE N, ONALASKA, WI 54650-2374
Document Number0001604079
Map ReferenceMAP2 PG209
Instrument DateAug 22, 2012
Instrument1604079
Transaction TypeTransfer
Record UpdatedApr 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1126 MAIN ST APT 45, 45, ONALASKA, WI 54650-2774

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 10TH AVE N, ONALASKA, WI 54650-2374

Mortgage

Document Number0001604080
DateAug 29, 2012
Instrument1604080
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2042

June 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJun 23, 2008
Property Address648 10TH AVE N, ONALASKA, WI 54650-2374
Document Number0001504842
Map ReferenceMB2PG209
Instrument DateJun 19, 2008
Instrument1504842
Transaction TypeTransfer
Record UpdatedApr 22, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Tax Assessment & Valuation

The 2025 property tax bill for 648 10th Ave N was $5,658 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,658.00 Homeowner's exemption$428,900 Land $71,900 Building $357,000$433,800
2023$5,661.00 Homeowner's exemption$335,300 Land $51,300 Building $284,000$335,300 Land $51,300 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 10th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 10th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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