Lincoln County property record for 6478 Timberbrook Trl, Stanley, NC 28164
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1988 |
| Lot Size | 1.42 acres (62,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Mar 2023) |
| Tax Bill | $1,273 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3690-98-6087 |
| Primary APN | 3690-98-6087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 62,204 sqft (1.42 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 296157 |
|---|---|
| Street Address | 6478 TIMBERBROOK TRL |
| City | STANLEY |
| State | NC |
| Zip | 28164-7739 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-T |
| Legal Description | CARMEL WOODS #15 |
| Legal Subdivision | CARMEL WOODS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| May 26, 2021 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 10, 2020 | Deed of Trust, Mortgage NATIONS LNDG |
| Jun 28, 2019 | Warranty Deed, Transfer BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 2023665191 |
| Deed Book / Page | 3237 / 805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 27, 2023 |
| Property Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 0003237805 |
| Book / Page | 3237 / 805 |
| Map Reference | MB F PG 168 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 665191 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 DAVIS RD, RINGGOLD, GA 30736-4015 |
| Name | Verified Name |
|---|---|
| Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 0000665192 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 665192 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 26, 2021 |
| Property Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 3045667 |
| Book / Page | 3045 / 667 |
| Map Reference | MB F PG 168 |
| Instrument Date | May 21, 2021 |
| Instrument | 632047 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 636 SOUTHTOWN BLVD # BLVD5-243, 636, OWENSBORO, KY 42303-7746 |
| Name | Verified Name |
|---|---|
| Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 632048 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 632048 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 2936212 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 6478 TIMBERBROOK TRL STANLEY NC 281647739, STANLEY, NC 28164-7739 |
| Document Number | 2936212 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 002936/000212 |
| Instrument | 613442 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 5, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 6478 TIMBERBROOK TRL, STANLEY, NC 28164-7739 |
| Document Number | 2827718 |
| Book / Page | 002827 / 000718 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 594468 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Tax | $184.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6478 TIMBERBROOK TRL STANLEY NC 281647739, STANLEY, NC 28164-7739 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,273.00 (+2%) | $187,586 (-) Land $38,210 Building $149,376 | $187,586 (-) Land $38,210 Building $149,376 |
| 2023 | $1,248.00 | $187,586 Land $38,210 Building $149,376 | $187,586 Land $38,210 Building $149,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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