6478 Rainbow Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6478 Rainbow Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1949
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Dec 2018)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0072-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0072-00`
Alternative APN	`0011251`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6478 RAINBOW LN
City	CINCINNATI
State	OH
Zip	45230-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	RAINBOW LN 54X130 IR WS RAINBW LN&PT LT 7 JUSTICE CORBLY SUB PT PRIVTE&LND ADJ SUR618 72-194 CO
Legal Subdivision	JUSTICE CORBLY SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	4604

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 10, 2018	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	2018107811
Deed Book / Page	13811 / 162
Prior Transfer Date	Feb 28, 1996
Prior Transfer Doc	0000027996
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425

Mortgage

Document Number	0000014149
Date	Feb 26, 2026
Book Page	15611/295
Instrument	2026-0014149

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425

Mortgage

Document Number	0000075180
Date	Oct 23, 2023
Book Page	15027/134
Instrument	2023-0075180

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105078
Date	Oct 12, 2020
Book Page	14272/491
Instrument	2020-0105078

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2018
Property Address	6478 RAINBOW LN, CINCINNATI, OH 45230-1425
Document Number	0000107811
Book / Page	013811 / 000162
Instrument Date	Nov 21, 2018
Instrument	107811
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6478 RAINBOW LN CINCINNATI OH 452301425, CINCINNATI, OH 45230-1425

Mortgage

Document Number	107812
Date	Dec 10, 2018
Book Page	013811/000165
Instrument	107812

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (+3.13%)	$34,041 (-) Land $10,500 Building $23,541	$97,260 (-) Land $30,000 Building $67,260
2024	$2,044.00 (-2.2%)	$34,041 (-) Land $10,500 Building $23,541
2023	$2,090.00 (-5.64%)	$34,041 (+5.15%) Land $10,500 Building $23,541	$97,260 (+5.15%) Land $30,000 Building $67,260
2022	$2,215.00 Homeowner's exemption	$32,375 Land $7,560 Building $24,815
2020			$92,500 Land $21,600 Building $70,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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