6478 Peppertree Path NE, Winter Haven, FL 33881 Property Records

Polk County property record for 6478 Peppertree Path NE, Winter Haven, FL 33881

Property Summary

Property TypeMobile Home
Details1,296 sqft · built 1985
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Mar 2023)
Tax Bill$2,261 (2025)
Deeds & MortgagesMar 2023 Sale
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-01-521031-007070

Property Details

APN / Parcel Number

Primary APN26-28-01-521031-007070
Alternative APNs
  • 012826521031007070
  • 12826000

Interior

Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMobile Home
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions87 ft deep x 60 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
PorchPorch
Porch Area20 sqft

Location & Zoning

Street Address6478 PEPPERTREE PATH NE
CityWINTER HAVEN
StateFL
Zip33881-9695
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBROOKHAVEN VILLAGE FIRST ADD PB-75 PG-17 BLK 7 LOT 7 & AN INT IN ALL COMMON ELEMENTS AS PER OR 2294 PG 57 & OR 3012 PG 1597
Legal Range26E
Legal Township28S
Legal Section01
Legal SubdivisionBROOKHAVEN VILLAGE 1ST ADDITION
Legal Tract521031
Legal Block7
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1012
Census Tract12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1030, ALVA, FL 33920-1930
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer
ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Apr 18, 2017Warranty Deed, Transfer · FHA Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number202349008
Deed Book / Page12599 / 2297
Transfer Doc4939001718
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 2, 2023
Property Address6478 PEPPERTREE PATH NE, WINTER HAVEN, FL 33881-9695
Document Number0000049008
Book / Page12599 / 2297
Map ReferenceMB 75 PG 17
Instrument DateFeb 23, 2023
Instrument2023049008
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 VINE ST, RACELAND, KY 41169-1147

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1030, ALVA, FL 33920-1930

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 18, 2017
Property Address6478 PEPPERTREE PATH NE, WINTER HAVEN, FL 33881-9695
Document Number0101210085
Book / Page010121 / 000085
Instrument DateApr 10, 2017
Instrument72879
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$483.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6478 PEPPERTREE PATH NE WINTER HAVEN FL 338819695, WINTER HAVEN, FL 33881-9695

Mortgage

Document Number101210087
DateApr 18, 2017
Book Page010121/000087
Instrument72880
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSLPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,105 (-4.02%) Land $25,000 Building $91,105$116,105 (-4.02%) Land $25,000 Building $91,105
2025$2,261.00$120,969 (+90.14%) Land $25,000 Building $95,969$120,969 (+18.49%) Land $25,000 Building $95,969
2023$63,621$102,095 Land $24,000 Building $78,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims13 (1998–2022)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

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