Citrus County property record for 6478 N Tram Rd, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,690 sqft · built 1983 |
| Lot Size | 4.01 acres (174,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,750 (Oct 1980) |
| Tax Bill | $1,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-03-11200-001.0 |
| Primary APN | 19E-18S-03-11200-001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 174,676 sqft (4.01 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 307 sqft |
| Stable | 672 sqft |
| Utility Building | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2239727 |
|---|---|
| Old Parcel Number | 0318S19E112000010 |
| Street Address | 6478 N TRAM RD |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | SE COR OF NE1/4 OF NE1/4 OF SEC 3 TH N 0 DEG 8M 38S E AL E LN OF SD SEC 3 300 FT W PAR TO S LN OF SD NE1/4 OF NE1/4 55 0 FT |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 03 |
| Legal Subdivision | UNREC TRACTS IN 03-18S-19E |
| Legal Lot Number | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 450106 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6478 N TRAM RD, HERNANDO, FL 34442-3535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1980 · Amount on Record |
| Deed Sale | Oct 1, 1980 · Amount on Record |
| Deed Document Number | 0000570699 |
| Record Updated | Jun 8, 2026 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (+6.63%) Homeowner's exemption Additional exemption filed | $295,385 (-3.13%) Land $73,800 Building $221,585 | $295,385 (-3.13%) Land $73,800 Building $221,585 |
| 2024 | $1,417.00 (+2.98%) Homeowner's exemption Additional exemption filed | $304,922 (+11.46%) Land $73,800 Building $231,122 | $304,922 (+11.46%) Land $73,800 Building $231,122 |
| 2023 | $1,376.00 (+6.92%) Homeowner's exemption Additional exemption filed | $273,569 (+4.86%) Land $73,800 Building $199,769 | $273,569 (+4.86%) Land $73,800 Building $199,769 |
| 2022 | $1,287.00 Homeowner's exemption Additional exemption filed | $260,881 Land $68,180 Building $192,701 | $260,881 Land $68,180 Building $192,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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